Win the Holidays with Help from Colonial


As much joy as the holidays bring each year, it can also be a stressful season when it comes to shopping for the perfect gifts to give your family and friends

The holiday season is upon us. It’s that wonderful time of year where family and friends get together and celebrate with festive decorations, delicious home-cooked meals and the gift of giving. As much joy as the holidays bring each year, it can also be a stressful season when it comes to shopping for the perfect gifts to give your family and friends. Luckily Colonial is by your side to help you win the holidays this year! Here are some can’t-miss tips that can help ensure you’re at the top of your shopping game.

Plan Ahead

One of the most common, avoidable mistakes consumers make during the holiday season is poor planning. You don’t want to be the person who drives to the mall during a snowstorm the night before your gift exchange because you left it to the last minute. Plan ahead and finish your holiday shopping early to avoid the holiday rush. If you’re someone who likes to shop online, ordering your gifts in advance will help you avoid traditional charges such as rush delivery. Many companies also offer free shipping for advanced purchases before the holidays, saving you even more time and money. You’ll have a hard time hearing someone say they shouldn’t have finished their holiday shopping so early!

Black Friday vs. Cyber Monday

As much joy as the holidays bring each year, it can also be a stressful season when it comes to shopping for the perfect gifts to give your family and friendsEveryone loves a good deal, so it’s no surprise that each year thousands of consumers flock to retail stores across the country to take advantage of big discounts the day after Thanksgiving. If you’re not put off by waking up at the crack of dawn and the chaotic atmosphere, shopping on Black Friday can certainly save you some serious money. It is important to note that a number of retailers are now extending their sales to better accommodate shoppers the weekend after Thanksgiving, so keep an eye out for savings throughout the rest of the weekend.

There is also a day that offers great sales prices without even having to leave the comfort of your own home – Cyber Monday. Cyber Monday has been offering great online shopping deals for around a decade, and can be less stressful than braving the lines at shopping malls and retail chains across the country. Also, a number of stores now offer their Black Friday deals online. No matter which you choose, do your research on the deals retailers are offering this holiday season.

Apply for a Consumer Loan from Colonial

Sometimes it’s necessary to get a loan for the holidays that you can pay off over the course of the next several months. What you want to avoid is getting caught up in getting a loan or maxing out credit cards that have high-interest rates that leave you paying significantly more money for the items you purchased. Colonial is proud to offer highly-competitive rates on our consumer loans with flexible repayment terms that can help you get a little more out of the holidays. You can apply online today to see what you might be qualified for!

Planning ahead, knowing where to find the best deals and applying for a consumer loan from Colonial can help you win the holidays this year! By following these can’t-miss tips you will certainly save some time, stress and money to spend more quality time and joy with your family.

 

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