Travel Safety, Online Banking & Mobile App


With the increasing excitement of clocking out and hitting the road or skies for your next vacation, it’s important to keep yourself protected beyond the basics.  From protecting your home while you’re away to protecting your identity and wallet – Colonial has the resources and tools you need to stay safe on your next vacation.

Protect Your Home

From protecting your home while you’re away to protecting your identity and wallet – Colonial has the resources and tools you need to stay safe on your next vacation.Leaving your home unattended can be an easy target for thieves. However, new technology like digital light timers, motion sensors, video doorbells with WiFi that can notify your mobile device, and digital locks have made it substantially easier to keep your home protected while you’re away.

Another good habit to form when traveling is to let a trusted friend or neighbor know you are leaving town. They can help protect your home by picking up mail, watching your pets, or simply watering plants. If you aren’t that comfortable with someone grabbing your mail, you can always have the Post Office hold your mail until you return.

If you will be gone for an extended period of time or do not want friends and neighbors to have access to your home, you should at least consider the season and possible weather conditions. Extreme heat can lead to melting electronics and fire hazards while frigid conditions can cause frozen pipes and water damage.

Finally, it’s essential to resist the temptation of flaunting your vacation photos across social media. All of these recommendations can quickly go out the window if would-be thieves see you live-streaming your trip through Diagon Alley with your entire family, so it is best to wait until you return to post any photos or videos.

Protect Your Identity & Your Wallet

Now that you’ve successfully planned to protect your home while on vacation, you should consider ways to protect your identity. Bill statements are an easy target for thieves to obtain information about you or your family. Therefore, it may be beneficial to sign up for paperless billing or automatic bill pay. If neither of those are viable options, you can also consider paying your upcoming bills ahead of your trip. Paying your bills ahead of time will be one less concern for you on vacation, and it gives each company extra time to process your payments.

To help manage your bank accounts on the go, the Colonial on the Move Mobile App is an invaluable resource to track spending and bill pay when you’re away from a computer.Another item of protection to consider is when and where you are accessing the internet. Criminals can create dummy WiFi hotspots in popular places like coffee shops and restaurants, so always confirm with an employee which network is theirs before joining nearby networks. Similarly, enabling passwords on all of your mobile devices is an easy way to stay protected. Fingerprint ID, two-factor authentication or alphanumeric passphrases are all recommended security measures.

Finally, you should inform all of your financial institutions with the dates and locations you will be traveling to. This allows each institution to monitor your credit and debit charges to ensure a few lattes in New York are verified charges, while the entertainment center package in Chicago might be fraud. You can also provide your banking representative with updated methods of contacting you in case there is suspicion of fraud while you are away.

To help manage your bank accounts on the go, the Colonial on the Move Mobile App is an invaluable resource to track spending and bill pay when you’re away from a computer. Our mobile app allows you to check account balances, view transaction history, transfer funds between Colonial accounts, receive balance and other alerts by text message, pay bills and more. Visit our website to learn more about online and mobile banking, and how to get started today!

 

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