Navigating Your 401(k)

Whether retirement is far off in the future or right around the corner, you need to start planning for it now. Starting with your 401(k), the following tips will help you navigate the complexities of saving money when you’re ...

How to Volunteer Virtually

For those who are willing and able to give back, volunteering for various good causes can be a rewarding and even life-changing experience. While the idea of volunteering conjures images of outdoor activities and large crowds, ...

What is Passive Income?

Warren Buffett, the billionaire businessman and philanthropist, once said: “If you don’t find a way to make money while you sleep, you will work until you die.” Though it may sound like a somewhat grim indictment ...

What Is a Good Amount for an Emergency Fund?

Emergencies happen to everyone, regardless of whether you have a steady income or are struggling to manage your finances. Unexpected expenses can throw your life into turmoil — and if you don’t have the money to resolve the ...

Making Your Home More Eco-Friendly with a Loan

Taking out a loan to improve your home might make you think of gutting your kitchen, updating your bathroom or even adding on an addition or finishing out the basement for more living space. These projects will certainly improve ...

Identifying Your Wants Vs. Your Needs

The foundation of successfully managing your finances is budgeting, and a pillar of budgeting is learning to distinguish your needs from your wants. If you can’t differentiate those, you could wind up overspending on luxuries ...

Easy Ways to Get Cash for Unneeded Possessions

Sometimes there’s not enough room in the budget for extras. Perhaps you have your eye on a new pair of shoes, are eager to upgrade your living room with a new couch or you have to be the first in your friend group to possess ...

Are You a Freelancer or a Small Business?

Not sure whether you should label yourself a freelancer or a small-business owner? The two concepts are very similar in many ways, but there are some distinct differences that should help you figure out what to put on your next ...

5 Tips for Decorating Your Guest Room

One of the joys of being a homeowner is being able to host friends and family overnight or for a longer visit. Make their visit one they’ll cherish — and look forward to again in the future — by sprucing up your guest’s ...

Checks and Balances: Balancing Your Checkbook

Balancing a checkbook has been shorthand for financial responsibility for generations. While it’s always been presented as a laborious, unenviable task, keeping your money in order is fairly simple as long as you stick to a ...