Small Business Health Insurance Options
Health insurance is a benefit most workers demand from their employers. As a small business owner, you might be overwhelmed on how to provide health benefits to your employees or secure adequate coverage for yourself. But, there ...
Choosing Between Low- and High-Deductible Health Plans
When it comes to your health, you shouldn’t have to limit your choices or forego treatment due to your budget. Unfortunately, for most people, money is what dictates the health plan they choose, and sometimes the picked plan ...
Are You a Freelancer or a Small Business?
Not sure whether you should label yourself a freelancer or a small-business owner? The two concepts are very similar in many ways, but there are some distinct differences that should help you figure out what to put on your next ...
Resolving Financial Accounts After Death
Unexpected financial issues and red tape often compound the emotional trauma of losing a loved one. If you don’t have access to their accounts with financial institutions via logins or are not listed on their accounts, resolving ...
How Can You Use Retirement Savings Early?
When you’re strapped for cash, you might consider drawing money from your retirement savings fund. However, retirement plans vary greatly in terms of fees, rules and tax liability for early withdrawals. Here’s an overview ...
Home Down Payments and Alternatives
Among the most challenging hurdles to overcome on your path to home ownership is the down payment. Unless you are in a great position of financial advantage, coming up with a large sum of liquid capital at one time is a difficult ...
How to Accept Credit Card Payments
Credit cards are a central part of the modern shopping experience — and if your business can’t accept credit card payments, you’re probably missing out on some serious revenue. Luckily, you won’t have to jump through too ...
How to Collect Social Security
Designed to help support you after you’ve stopped working (a minimum of 10 years) and complement your savings account and other investments, Social Security is based on the taxes you’ve paid on the money you’ve earned in ...
Preparing for Retirement: Roth IRA vs. 401(k)
Retirement may seem like a long way away, but time moves quickly and it could be here before you know it. That’s why it’s important to establish a lucrative, reliable retirement savings and investment solution now. The most ...
The Importance of Separating Spending and Savings Accounts
Whether you’re great at managing your money or bad at it, chances are that you have room for improvement. Accelerate your savings goals while staying on top of routine expenses when you establish two different accounts for your ...
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