Health Coverage in Retirement

If you’re like many Americans, you probably receive your health insurance through your job. However, when it comes time to retire, you’ll be faced with a difficult — and potentially costly — problem. Here are some tips ...

Why You Should Open a Savings Account for Your Business

When you were a child, your parents opened your first savings account. As you grew and came into bills of your own, you opened a checking account to have better access to your money. Now, as the owner of a business, you’ve probably ...

Top Accounting Challenges for Small Businesses

No matter what sector your small business is in, proper accounting is crucial to your success. There are a variety of options you can choose from to help you manage your money, but none are completely perfect. Consider these common ...

Small-Business Grants for Minorities

When you’re working hard to get a new business off the ground, any little bit of money put toward your goal helps. It’s even better when that money is a grant as opposed to a loan that needs to be repaid and accrues interest ...

The Financial Pros and Cons of Home Schooling

Home schooling is an increasingly popular choice for parents who want the flexibility to customize their children’s education outside the traditional system. It’s also a choice that requires careful budgeting. Here are some ...

How to Value Your Business When Selling

There are many reasons to sell a business as well as many reasons to have an up-to-date business valuation even if you aren’t selling. Regardless of the reasons, a number of factors will play a part in determining the value ...

Should You Downsize?

According to a Harris Poll survey performed on behalf of Trulia, 64.2 percent of baby boomers — except those already living in a small home measuring less than 800 square feet — expressed a desire to move into a smaller home ...

Identifying Your Wants Vs. Your Needs

The foundation of successfully managing your finances is budgeting, and a pillar of budgeting is learning to distinguish your needs from your wants. If you can’t differentiate those, you could wind up overspending on luxuries ...

Should Having Children Change Your Retirement Savings Priorities?

If you have children, chances are you want to help them pay for some portion of their university tuition. Although it might be tempting to focus on building your child’s education fund above your retirement fund, it’s not ...

Navigating Your 401(k)

Whether retirement is far off in the future or right around the corner, you need to start planning for it now. Starting with your 401(k), the following tips will help you navigate the complexities of saving money when you’re ...