
Self-Employment Retirement Planning
You’ve spent years being your own boss. While the experience has been liberating and rewarding, it makes retirement much more challenging when you’ve lived with your job for so long. While traditionally-employed workers simply ...

How to Avoid Online Data Breaches
The threat of online data breaches continues to put millions of Americans at risk for identity theft and the potential dangers posed to businesses are, in some ways, even greater. The hit to a business’s credibility after a ...

How to Plan and Pay Taxes When You’re Self-Employed
Tax season is often a trigger for headaches, confusion and spending hours sifting through a plethora of confusing forms. If you’re self-employed, filing taxes can be even more confounding. Make your life easier by discovering ...

Five Common Online Banking Mistakes
Many will argue that banking online has been the best invention since sliced bread. And there’s no doubt about that: no more statements and papers — everything is on your computer or mobile device, right at your fingertips.
But ...

Financing Your Business without Losing Ownership
When you need funds to grow your business or to launch a new idea for a startup, you quickly become aware that certain types of lending require you to relinquish partial ownership of the business.
Because of this, the desire to ...

Your Financial Institution Is Still Your Best Bet
From crowdsourcing to credit cards, there are myriad options to sift through when trying to finance your business. But as the saying goes, “if it ain’t broke don’t fix it” — and that holds true with business lending. ...

Online Banking: How to Avoid Being Hacked
Online banking is convenient, efficient and simplifies your finance management immensely. No more statements and papers — everything is on your computer or mobile device, right at your fingertips.
However, that comes with a ...

What is Accrual Accounting?
When you start a business, you need to choose an accounting method for bookkeeping and for reporting your income and expenses to the IRS on your tax return. Two of the most popular ways to do this are the cash method and the accrual ...

Keeping Business and Personal Finances Separate
Whether your business is just starting or has been running strong for years, there is one thing you should do right away if you haven’t already: separate your personal and business financials. It can be tempting to keep your ...

What Lenders Look for in a Small Business
Lenders look at many different factors when considering whether to approve a small-business loan application and, if approved, the amount to give. Some of these are concrete numbers, like your credit score, and others are more ...
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