One-Time Close Construction Loans vs. Multiple Loans

In many cases, home improvement is better than moving to another house. Building a larger garage, expanding a wing of your home or erecting an additional bathroom could be a much easier and more cost-effective way of adjusting ...

Picking A Representative Payee

Handing over the rights to your Social Security or Supplemental Security Income benefits isn’t easy to do. But, just like millions of people, you may need help handling your monthly bills and health expenses, especially if your ...

Planning for a Home Down Payment

Buying a home is a milestone worth celebrating, but it takes planning and preparation before signing the closing documents to ensure the purchase doesn’t become more of a burden than a blessing. Proper planning involves determining ...

Monitoring Your Credit Report

Your credit report holds plenty of valuable information. It can help you understand your spending habits, lend insight into your creditworthiness, and perhaps most importantly, it can enable you to monitor your accounts for fraud. ...

The Difference Between Subsidized and Unsubsidized Student Loans

The cost of tuition, books, room and board (if applicable) add up quickly, leaving you despondent about how you will pay for school. Even with scholarships and grants, your bank account may fall short of what is due, forcing you ...

Online Finance Basics

In these challenging times, you may not feel as comfortable visiting your financial institution. A great way to stay on top of your financial needs without the risk of going out is online and mobile banking. This convenient feature ...

What is a Retirement Plan Fiduciary?

Preparing for retirement requires a comprehensive approach that can be more involved than what you have time or experience for. When putting away money in your 401(k), individual retirement account or pension, your money will ...

Organizing and Storing Your Online Passwords

To safeguard your financial, private, and personal information from identity thieves and hackers, you should use unique passwords for each of your online accounts as well as for each of your devices. From email — both personal ...

Reasons to Go Paperless

If you’re inundated with requests by utility providers, department store credit cards, and insurance companies to “go paperless” but haven’t made the switch to digital statements yet, you’re missing out on some great ...

Dividend Basics

When you dive into the world of investing, there are countless terms that you need to understand. One of the most common is the dividend. If you’re considering investing some money in a company, it’s important to know what ...