What is a Fiduciary?

When you are making arrangements to ensure complete financial security for yourself and for your family, you might happen across the idea of obtaining a fiduciary. The duties of a fiduciary are imperative to ensure that your money ...

Guide to FAFSA

When gearing up for college, one form is mentioned over and over: the Free Application for Federal Student Aid, or FAFSA. Basically, the government uses the FAFSA to calculate just how much a particular applicant’s family can ...

Home Equity Line of Credit vs. Home Equity Loan

If you’re in need of funds for home repairs, renovations, or paying down high-interest debt, you may have considered a home equity loan or a home equity line of credit. While both of these financial options allow you to borrow ...

What Is a Money Market Account?

A money market account is an account that typically comes with a higher interest rate than other savings accounts. If investing in stocks and bonds is not something that appeals to you, but you would still like to make your money ...

Is it Safe to Save Your Credit Card Info Online?

If you are a frequent online shopper, having your favorite retailers store your credit card information seems like it might make sense. Having your information at the ready helps you avoid having to input your data every time ...

How to Determine Whether You’re Ready to Retire

Ever since you started life on your own, you have focused on keeping food on the table and a roof over your head and the heads of those who depend on you. If you’re lucky enough to have a traditional 40-hour work week, you will ...

Extra Steps to Secure Your Online Banking Profile

Online banking is a modern-day service that provides convenience if you often find yourself on the go. When banking online, you never have to worry about waiting in line or making it into a branch before the close of business. ...

Traveling During Retirement

When you retire, you have more time on your hands to see the world. However, with your fixed budget, planning your expenses out ahead of time is of utmost importance. Traveling during retirement is something that you can achieve ...

The Pros and Cons of Multiple Savings Accounts

While having a single savings account can provide a solid foundation for building wealth, it’s not always the best strategy when it comes to growing your cash. Depending on your spending and saving habits, having multiple accounts ...

Choosing the Right Financial Software

From keeping on course with your health and fitness goals to juggling your professional and personal calendars, software is a great tool for getting organized, staying focused and achieving objectives. The same could be said for ...