Using CDs for Your Savings

From savings accounts and money market accounts to stuffing cash into a jar in the cabinet or beneath the mattress, there are a wide variety of ways to save your money. These options offer varying advantages and drawbacks, but ...

How to Determine Whether You’re Ready to Retire

Ever since you started life on your own, you have focused on keeping food on the table and a roof over your head and the heads of those who depend on you. If you’re lucky enough to have a traditional 40-hour work week, you will ...

Adjusting Your Investments for Retirement

The end goal of every hard-working American is a long, fruitful and well-earned retirement. If you are still in the early stages of putting together your retirement portfolio or bearing down on the golden age, there’s still ...

Is Pet Insurance for You?

Adopting an animal is a major investment. Besides the initial fees incurred from the breeder, pet store or animal shelter, you have to financially take care of them by providing toys, food and various other expenses. Pets have ...

Pros and Cons of Having an Emergency Fund

Having an emergency fund may seem on the surface to be a common-sense proposition. Money set aside specifically for the purposes of having it in the event of an emergency acts can be a valuable buffer between yourself and financial ...

The Pros and Cons of Multiple Savings Accounts

While having a single savings account can provide a solid foundation for building wealth, it’s not always the best strategy when it comes to growing your cash. Depending on your spending and saving habits, having multiple accounts ...

Does the 4 Percent Rule Still Work?

If you’re well along the road to retirement, you’ve probably heard about the 4 percent rule in some capacity. This guideline for making withdrawals in retirement has been confirmed through extensive study and practice over ...

Apps That Build Your Savings

Saving money can be a tough task, and to increase your savings effectively you must be focused, determined and willing to make some spending sacrifices. However, saving money in today’s digital age is easier than ever. The growing ...

Choosing the Right Financial Software

From keeping on course with your health and fitness goals to juggling your professional and personal calendars, software is a great tool for getting organized, staying focused and achieving objectives. The same could be said for ...

4 Ways to Pay Off Your Mortgage Quicker

Mortgage payments can be a major drain on your budget. Paying off the minimum amount each month can be helpful in the short term, but the extra interest and duration of the loan can make a significant dent in your long term spending ...