Does the 4 Percent Rule Still Work?

If you’re well along the road to retirement, you’ve probably heard about the 4 percent rule in some capacity. This guideline for making withdrawals in retirement has been confirmed through extensive study and practice over ...

Should You Pay Down Debt or Save?

What’s makes better financial sense — saving or paying down debt first? Deciding whether to tackle retirement planning or debt reduction first is a difficult choice. Both are daunting prospects and both carry serious weight. ...
An individual retirement account (IRA) is often an underutilized way to reduce your taxes while also saving for retirement. But is it right for you?

IRA Basics

As the final day to file your taxes quickly approaches, many of us are looking for ways to increase tax deductions. An individual retirement account (IRA) is often an underutilized way to reduce your taxes while also saving for ...