How Can You Use Retirement Savings Early?

When you’re strapped for cash, you might consider drawing money from your retirement savings fund. However, retirement plans vary greatly in terms of fees, rules and tax liability for early withdrawals. Here’s an overview ...

Preparing for Retirement: Roth IRA vs. 401(k)

Retirement may seem like a long way away, but time moves quickly and it could be here before you know it. That’s why it’s important to establish a lucrative, reliable retirement savings and investment solution now. The most ...

Does the 4 Percent Rule Still Work?

If you’re well along the road to retirement, you’ve probably heard about the 4 percent rule in some capacity. This guideline for making withdrawals in retirement has been confirmed through extensive study and practice over ...

Should You Pay Down Debt or Save?

What’s makes better financial sense — saving or paying down debt first? Deciding whether to tackle retirement planning or debt reduction first is a difficult choice. Both are daunting prospects and both carry serious weight. ...
An individual retirement account (IRA) is often an underutilized way to reduce your taxes while also saving for retirement. But is it right for you?

IRA Basics

As the final day to file your taxes quickly approaches, many of us are looking for ways to increase tax deductions. An individual retirement account (IRA) is often an underutilized way to reduce your taxes while also saving for ...