Navigating Your 401(k)

Whether retirement is far off in the future or right around the corner, you need to start planning for it now. Starting with your 401(k), the following tips will help you navigate the complexities of saving money when you’re ...

Is Short-Term Disability Insurance Worth It?

When you sign up for employee benefits, it’s easy to get confused by all of the options. Short-term disability insurance is a common type of coverage you’ll have to consider. When deciding if short-term disability insurance ...

What is Passive Income?

Warren Buffett, the billionaire businessman and philanthropist, once said: “If you don’t find a way to make money while you sleep, you will work until you die.” Though it may sound like a somewhat grim indictment ...

What Is a Good Amount for an Emergency Fund?

Emergencies happen to everyone, regardless of whether you have a steady income or are struggling to manage your finances. Unexpected expenses can throw your life into turmoil — and if you don’t have the money to resolve the ...

Choosing Where to Retire

Now that you’re officially off the clock and looking toward the next chapter of retirement, there are several options available for setting down roots. If you’re eager to participate in a vibrant community of fellow retirees, ...

The Right Way to Take Out College Loans

College loans seem like a boon for students seeking higher education, but all too often, they can become a burden. According to the nonprofit group American Student Assistance, 56 percent of young adults suffer from near-constant ...

How Can You Use Retirement Savings Early?

When you’re strapped for cash, you might consider drawing money from your retirement savings fund. However, retirement plans vary greatly in terms of fees, rules and tax liability for early withdrawals. Here’s an overview ...

How to Collect Social Security

Designed to help support you after you’ve stopped working (a minimum of 10 years) and complement your savings account and other investments, Social Security is based on the taxes you’ve paid on the money you’ve earned in ...

Preparing for Retirement: Roth IRA vs. 401(k)

Retirement may seem like a long way away, but time moves quickly and it could be here before you know it. That’s why it’s important to establish a lucrative, reliable retirement savings and investment solution now. The most ...

Give Your Retirement Accounts an Annual Checkup

Whether you’re decades away from retirement or closing in on the end of your working years, it’s important to make sure you’re on track to achieve your savings goals. Performing an annual checkup on your retirement accounts ...