
Refinancing Your Auto Loan
Months have passed since you brought home your current vehicle from the dealership. At the time, you agreed to the interest rate and term you were offered because you were keen to finally own that dream car. But a lot has happened ...

How to Budget for Your First Home
Homeownership is an exciting achievement, but it’s also a huge responsibility. Entering into home-ownership when you’re ready is more important than doing so right away. Starting off on the right foot can positively impact ...

What to Do If You Can’t Afford Your Car Payments
Thanks to rising prices, it’s easier than ever to buy more car than you can afford — and fall behind on your monthly payments. If you’re facing this risky situation, be sure to educate yourself on how you can turn things ...

What Happens to a Loan if a Cosigner Dies?
Cosigning is when two or more people borrow on a loan together. While this is often done because one of the individuals’ credit history isn’t strong enough to acquire the loan on their own, it’s also a viable strategy for ...

How to Take Advantage of Your Home’s Equity
Property values have increased 13.2 percent in the last year, according to a report by Zillow earlier this year, with similar growth expected to continue into 2022. Increased property values coupled with interest rates still near ...

RefiNow With Colonial
Colonial is excited to offer Fannie Mae’s RefiNow™. RefiNow is an affordable refinancing option aimed at making it easier and less expensive for qualifying homeowners to reduce their monthly housing costs by taking advantage ...

Upgrading Your Backyard With Help From Colonial
If you are wanting to upgrade your backyard, you might be a bit hesitant about where to begin. Trust me, you aren’t alone. There is nothing worse than beginning a home project only to realize you don’t have the time or the ...

Rates are Rising. Is it Time to Refinance?
You’ve probably heard it on the news or through Social Media, “Interest Rates are Rising.” While it’s no reason to panic, rising interest rates do have an impact on homeowners and potential homeowners. Throughout the last ...

Refinancing A Loan
Refinancing a loan involves replacing an existing loan by paying off the debt with a new one. Ideally, the new loan has better terms or features to make the process worthwhile. This can help save you money in the long term or ...

What to Know About VA Loans
Trying to navigate the world of finances is intimidating under the best of circumstances, but securing a home loan can be particularly complex. However, if you’re an active member of the United States military or a veteran, ...
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