Is Short-Term Disability Insurance Worth It?

When you sign up for employee benefits, it’s easy to get confused by all of the options. Short-term disability insurance is a common type of coverage you’ll have to consider. When deciding if short-term disability insurance ...

Should You Get Full Coverage or Liability Car Insurance?

You’re required by law to have car insurance, but what type and amount of coverage you have is up to you. One of the components of auto coverage you have to weigh is if you want full coverage or just liability insurance. Understanding ...

Insurance Terms Defined: Premiums, Deductibles and Everything in Between

Insurance is a must if you own a home, rent an apartment, invest in a condo or if you drive a car. Health insurance and life insurance are non-negotiables, as well. The world isn’t perfect and since bad things happen, insurance ...

Choosing Between Low- and High-Deductible Health Plans

When it comes to your health, you shouldn’t have to limit your choices or forego treatment due to your budget. Unfortunately, for most people, money is what dictates the health plan they choose, and sometimes the picked plan ...

Benefits of Getting Life Insurance Young

It’s commonly believed that young, healthy people don’t need life insurance. However, while life insurance may seem like an unnecessary expense when you’re in your twenties and early thirties, it can actually serve as a ...

Health Coverage in Retirement

If you’re like many Americans, you probably receive your health insurance through your job. However, when it comes time to retire, you’ll be faced with a difficult — and potentially costly — problem. Here are some tips ...

Perks of a Good Credit Score

Achieving and maintaining a good credit score will enable you to fund the major purchases that you’ve been dreaming about. Here are just some of the doors that having a positive credit history will open for you. More confidence ...

Benefits of Bundling Insurance

Many insurance policyholders like to sign up for coverage, set their monthly premiums to automatic payment then put it out of their mind. But it’s important to examine your policy from time to time to ensure that you’re getting ...

What Are Insurance Scores and How Do They Affect Your Rate?

Credit-based insurance scores play a key role in how much insurers charge you for coverage. If you’re looking to lower the amount you pay in auto, homeowners and other premiums, it’s important to understand how these scores ...

When Should You Change Insurance Companies?

Most of the time, it doesn’t matter if your insurance is good or not; you pay your premiums and go about your day. But in a crisis, it’s crucial that your insurance company has your back. If the insurer you’ve been paying ...