Pros and Cons of Having an Emergency Fund

Having an emergency fund may seem on the surface to be a common-sense proposition. Money set aside specifically for the purposes of having it in the event of an emergency acts can be a valuable buffer between yourself and financial ...

5 Books Every Small Business Owner Should Read

As you dive into a new business venture, soaking up information from experts can be a huge help. There are hundreds of thousands of business books on the market, many of which will try to sell you their own methods for running ...

Do You Need to be Preapproved for a Car Loan?

Whether you’re buying a new vehicle out of need or simply because you feel you are due for an upgrade, making a purchase that large usually means you will be paying with a loan. If you arrive at the negotiating table preapproved, ...

FHA Loans 101

Purchasing your first home can be a daunting task. There are quite a few different ways of funding this major life expense, and navigating those options can be confusing. If you’re in the market for a new home but have limited ...

5 Easy Ways to Stay Active During Your Work Day

These days, many Americans have jobs that require sitting for extended periods of time. Sitting for prolonged periods, however, is linked to a higher risk of disease and premature death, according to the American Cancer Society. ...

How Car Insurance Varies by Location

Many factors go into determining your car insurance rate. Your driving record, driving behavior and the make and model of your vehicle can all play very large roles in the annual cost of your coverage. However, one factor that ...

4 Ways to Retain Top Employees

As a business owner, having a good team behind you is essential to future success. When your business grows, you no longer have time to juggle all of the important tasks, so you need trustworthy staff that will put in hard work ...

Determining Your Car-Buying Budget

Buying a new car is an exciting process, especially when you’ve been saving and waiting for the right one to come along. Cars are an expensive investment that take time and consideration. Before you hit the dealership, do a ...

4 Ways to Pay Off Your Mortgage Quicker

Mortgage payments can be a major drain on your budget. Paying off the minimum amount each month can be helpful in the short term, but the extra interest and duration of the loan can make a significant dent in your long term spending ...

Habits That Could Impact Your Insurance Rates

Car insurance is essential for motorists today. Not only is it forbidden to drive without insurance in all 50 states, but that insurance can also help you to cover the costs incurred by an accident. Many drivers want to obtain ...