How to Budget Charitable Giving

Donating to charity is not easy when finances already feel tight. Between medical expenses, college loans, car payments and rent, it can be hard to find room to give no matter how much you want to contribute to a good cause. But ...

What to Do If You Can’t Afford Car Payments

You don’t drive a new car out of the showroom thinking that you’ll ever become delinquent on your payments. Unfortunately, life sometimes has different plans for you. Whether it’s due to a change in career trajectory, health ...

Second-Chance Auto Loans: Risks and Rewards

In many parts of the country, owning a car is a necessity for steady employment and everyday life. However, if you have poor credit, obtaining financing for the vehicle you need won’t be easy. One potential solution is a second-chance ...

How to Budget for Your First Home

Homeownership is an exciting achievement, but it’s also a huge responsibility. Entering into home-ownership when you’re ready is more important than doing so right away. Starting off on the right foot can positively impact ...

How Much Should You Spend on Housing?

When you’re laying out your budget, housing money is probably a pretty big chunk. After all, shelter is one of the most basic human needs. Before you sign up for a new lease or mortgage, make sure that the monthly payments won’t ...

4 Common Auto Loan Mistakes

Purchasing a new car is an exciting and tumultuous experience. It’s easy to feel overwhelmed as you go through the process of choosing your new vehicle and applying for a loan that won’t leave you in the red as you pay it ...

Why is Financing Better than Leasing?

Navigating the car buying process can feel overwhelming, confusing and inaccessible for many people. One of the most complicated parts of the experience can be trying to parse out how to get the best deal on a car that suits your ...

Should You Get Full Coverage or Liability Car Insurance?

You’re required by law to have car insurance, but what type and amount of coverage you have is up to you. One of the components of auto coverage you have to weigh is if you want full coverage or just liability insurance. Understanding ...

The Right Way to Take Out College Loans

College loans seem like a boon for students seeking higher education, but all too often, they can become a burden. According to the nonprofit group American Student Assistance, 56 percent of young adults suffer from near-constant ...

What to Do If You Can’t Afford Your Car Payments

Thanks to rising prices, it’s easier than ever to buy more car than you can afford — and fall behind on your monthly payments. If you’re facing this risky situation, be sure to educate yourself on how you can turn things ...