5 Tips for Saving on a Low Income

If you have a lower income, it can seem difficult to put aside money. However, by reducing certain expenses and changing your purchasing habits, you can save money over time. Cook at home Eating out can cost you a decent amount ...

Why You Need to Know Interest Rates

When you invest your money or take out a loan, you’re affected by an interest rate. Understanding what an interest rate is and how it works impacts how much money you keep or how much you pay out. To help you navigate the interest ...

Pros and Cons of Building an Addition

Your needs are changing and your family is growing, so the house you live in no longer suits you. The most common solution is to move into a bigger house, but that’s not necessarily your best option. Building an addition onto ...

Financial Fraud: How to Spot the Warning Signs

In today’s fast-paced, online-centric world, scammers have more tools than ever to separate you from your hard-earned money. Whether you’re trying to make wise investments or just protect yourself from being victimized, it’s ...

4 Common Auto Loan Mistakes

Purchasing a new car is an exciting and tumultuous experience. It’s easy to feel overwhelmed as you go through the process of choosing your new vehicle and applying for a loan that won’t leave you in the red as you pay it ...

Home Equity Line of Credit vs. Home Equity Loan

If you’re in need of funds for home repairs, renovations, or paying down high-interest debt, you may have considered a home equity loan or a home equity line of credit. While both of these financial options allow you to borrow ...

Is Short-Term Disability Insurance Worth It?

When you sign up for employee benefits, it’s easy to get confused by all of the options. Short-term disability insurance is a common type of coverage you’ll have to consider. When deciding if short-term disability insurance ...

Financial Tips for Going Back to School

If you’re considering going back to college to boost your credentials, you’re probably on the lookout for money-saving strategies. Here are five dollar-stretching tips to keep you at the top of your class. Fill out FAFSA If ...

Insurance Terms Defined: Premiums, Deductibles and Everything in Between

Insurance is a must if you own a home, rent an apartment, invest in a condo or if you drive a car. Health insurance and life insurance are non-negotiables, as well. The world isn’t perfect and since bad things happen, insurance ...

Choosing Between Low- and High-Deductible Health Plans

When it comes to your health, you shouldn’t have to limit your choices or forego treatment due to your budget. Unfortunately, for most people, money is what dictates the health plan they choose, and sometimes the picked plan ...