4 Common Auto Loan Mistakes

Purchasing a new car is an exciting and tumultuous experience. It’s easy to feel overwhelmed as you go through the process of choosing your new vehicle and applying for a loan that won’t leave you in the red as you pay it ...

Home Equity Line of Credit vs. Home Equity Loan

If you’re in need of funds for home repairs, renovations, or paying down high-interest debt, you may have considered a home equity loan or a home equity line of credit. While both of these financial options allow you to borrow ...

Why You Need to Update Your Business Plan

When you drafted your business plan, you outlined your goals and the path you’d take to achieve them. Now that your company is up and running, your business plan might not be an accurate representation of your new goals, the ...

What Is a Good Amount for an Emergency Fund?

Emergencies happen to everyone, regardless of whether you have a steady income or are struggling to manage your finances. Unexpected expenses can throw your life into turmoil — and if you don’t have the money to resolve the ...

5 Questions to Ask Your Mortgage Broker

Investing in a home is a major milestone, and the bigger the milestone, the more complicated the process. That’s why you need a thorough list of questions to ask your mortgage broker before you agree to any loan. Learn all your ...

The Right Way to Take Out College Loans

College loans seem like a boon for students seeking higher education, but all too often, they can become a burden. According to the nonprofit group American Student Assistance, 56 percent of young adults suffer from near-constant ...

How Can You Use Retirement Savings Early?

When you’re strapped for cash, you might consider drawing money from your retirement savings fund. However, retirement plans vary greatly in terms of fees, rules and tax liability for early withdrawals. Here’s an overview ...

Installing a Banking App on Your Phone

The power and convenience of a smartphone is undeniable. You can stay connected to your favorite people and apps, shop on the go, check your email, and with banking apps, you can keep tabs on your accounts and handle financial ...

What to Do If You Can’t Afford Your Car Payments

Thanks to rising prices, it’s easier than ever to buy more car than you can afford — and fall behind on your monthly payments. If you’re facing this risky situation, be sure to educate yourself on how you can turn things ...

Home Down Payments and Alternatives

Among the most challenging hurdles to overcome on your path to home ownership is the down payment. Unless you are in a great position of financial advantage, coming up with a large sum of liquid capital at one time is a difficult ...