Perks of a Good Credit Score

Achieving and maintaining a good credit score will enable you to fund the major purchases that you’ve been dreaming about. Here are just some of the doors that having a positive credit history will open for you. More confidence ...

How to Take Advantage of Your Home’s Equity

Property values have increased 13.2 percent in the last year, according to a report by Zillow earlier this year, with similar growth expected to continue into 2022. Increased property values coupled with interest rates still near ...

4 Reasons You Need to Pay Your Bills on Time

Paying your bills on time is one of the key aspects of taking charge of your financial life. Not only does paying bills on time help you avoid a number of nasty repercussions, but it can also have lots of short- and long-term ...

Small Ways to Save Every Day

Small changes you implement into your daily life can make a big impression on your financial health. If you’re looking for ways to save money every day without committing to a major financial overhaul, consider the following ...

Finding a Co-Signer for Your Auto Loan

Unless you have a reliable source of income and a well-established credit history, you may have a tough time obtaining an auto loan. However, a co-signer on board can improve your chances. Here’s a look at what a co-signer does ...

One-Time Close Construction Loans vs. Multiple Loans

In many cases, home improvement is better than moving to another house. Building a larger garage, expanding a wing of your home or erecting an additional bathroom could be a much easier and more cost-effective way of adjusting ...

College vs. Trade School

Continuing your education after graduating from high school is a serious, personal, and complicated decision. You might automatically think college is the way to go, but then you calculate the time and money a college education ...

Building Your Home’s Curb Appeal

The saying goes that first impressions are everything. Whether you’re planning to put your home on the market or just want to shine for guests visiting from out of town, the curb appeal of your home sets a clear standard of ...

Picking A Representative Payee

Handing over the rights to your Social Security or Supplemental Security Income benefits isn’t easy to do. But, just like millions of people, you may need help handling your monthly bills and health expenses, especially if your ...

Planning for a Home Down Payment

Buying a home is a milestone worth celebrating, but it takes planning and preparation before signing the closing documents to ensure the purchase doesn’t become more of a burden than a blessing. Proper planning involves determining ...