
How Much of Your Income Should Go to Housing Expenses?
It’s easy to fall in love with the grandeur of a home or the amenities and hip location of an apartment or condominium. So easy, in fact, it may blind you to its cost — a cost that may exceed your budget. Before you start ...

When to Start Saving for the Holidays
Want less stress and less debt during the most wonderful time of the year? Consider saving up starting now. Although summer is in full swing and the holidays seem like they’re a world away, it’s never too early to plan. If ...

The Importance of Flood Insurance
You already have the basic insurance coverages on your home, including dwelling and contents. Now, it’s up to you to decide what other coverages you should add to your policy. Should you opt for earthquake protection? Sewer ...

Should You Finish Your Basement?
You bought your house with its unfinished basement assuming it would suffice as a storage and laundry area. Now you’re having second thoughts about it. Turning it into a safe, comfortable recreation area seems tempting, but ...

How to Budget for Your First Home
Homeownership is an exciting achievement, but it’s also a huge responsibility. Entering into home-ownership when you’re ready is more important than doing so right away. Starting off on the right foot can positively impact ...

What Are Homeowner’s Insurance Tiers?
Not all home insurance coverages are identical. The type of coverage you have on your home can vary based on the category of property you own and the aspects that the policy covers. It’s important for you to know now that you ...

5 Tips for Saving on a Low Income
If you have a lower income, it can seem difficult to put aside money. However, by reducing certain expenses and changing your purchasing habits, you can save money over time.
Cook at home
Eating out can cost you a decent amount ...

Pros and Cons of Building an Addition
Your needs are changing and your family is growing, so the house you live in no longer suits you. The most common solution is to move into a bigger house, but that’s not necessarily your best option. Building an addition onto ...

Smart Home Upgrades to Save Money in the Long Run
You want your home to be as comfortable, efficient and as beautiful as it can be. However, deciding which home improvement projects or upgrades to invest in can be confusing. The following home upgrades will help you save money ...

The Cost of Breaking Your Lease
When you sign up to rent an apartment or house, you sign a lease that sets out how much you will pay to live there and for how long. If you need to move out before the time is up, you will need to break your lease. Depending on ...
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