The Cost of Breaking Your Lease

When you sign up to rent an apartment or house, you sign a lease that sets out how much you will pay to live there and for how long. If you need to move out before the time is up, you will need to break your lease. Depending on ...

What Is a Good Amount for an Emergency Fund?

Emergencies happen to everyone, regardless of whether you have a steady income or are struggling to manage your finances. Unexpected expenses can throw your life into turmoil — and if you don’t have the money to resolve the ...

Choosing Where to Retire

Now that you’re officially off the clock and looking toward the next chapter of retirement, there are several options available for setting down roots. If you’re eager to participate in a vibrant community of fellow retirees, ...

New House vs. Home Improvements

Sometimes it’s hard not to be tempted by the greener grass of a new home, especially if your home isn’t exactly how you want it to look or function. But the idea of putting your house on the market and leaving your beloved ...

Identifying Your Wants Vs. Your Needs

The foundation of successfully managing your finances is budgeting, and a pillar of budgeting is learning to distinguish your needs from your wants. If you can’t differentiate those, you could wind up overspending on luxuries ...

The Pros and Cons of Downsizing When You Retire

Many retirees are faced with the question of whether or not to downsize their homes. Before deciding to downsize, it’s important to consider the many positives and negatives that come with this lifestyle change. Saving on money Smaller ...

How to Make DIY Cleaning Solutions

In the last year or so, many of us have increased our cleaning habits at home. If you’re looking for a more natural way of doing so, consider some of these DIY solutions that you can whip up in no time. All-purpose An all-purpose ...

Affordable Home Style Upgrades

Over the last couple of years, we have all spent much more time indoors. Now, you may be thinking of ways to enhance your surroundings. Whether you recently purchased a new house or you simply want to increase your home’s value, ...

Easy Ways to Get Cash for Unneeded Possessions

Sometimes there’s not enough room in the budget for extras. Perhaps you have your eye on a new pair of shoes, are eager to upgrade your living room with a new couch or you have to be the first in your friend group to possess ...

How Can You Use Retirement Savings Early?

When you’re strapped for cash, you might consider drawing money from your retirement savings fund. However, retirement plans vary greatly in terms of fees, rules and tax liability for early withdrawals. Here’s an overview ...