Applying for Loans Online

In the information age, you can do everything from ordering groceries to pursuing a college degree from an accredited university online. Your money has moved online too, thanks to your financial institution’s secure websites ...

6 Ways to Improve Your Credit Score

Credit scores are a sensitive topic for many people. The National Foundation for Credit Counseling performed a survey which indicated that more people would be more embarrassed to admit their credit scores than their weight (30 ...

Habits That Could Impact Your Insurance Rates

Car insurance is essential for motorists today. Not only is it forbidden to drive without insurance in all 50 states, but that insurance can also help you to cover the costs incurred by an accident. Many drivers want to obtain ...
As with any type of loan, your income and credit history will be major determinants of whether you are approved for an auto loan application.

Do You Need a Co-signer for Your Auto Loan?

As with any type of loan, your income and credit history will be major determinants of whether you are approved for an auto loan application. If you’ve been denied for an auto loan, you may want to consider using a co-signer. Understanding ...
Many consumers are tempted to limit their debt by closing one or more credit cards as a result of the steady rise of the cost of living and credit card interest rates.

Should You Cancel a Credit Card with $0 Balance?

Many consumers are tempted to limit their debt by closing one or more credit cards as a result of the steady rise of the cost of living and credit card interest rates. However, though there are many reasons to close a credit card, ...
Loans are an economic staple in most people’s lives; they can help pay for education, transportation or living arrangements.

How to Know if You Need a Cosigner

Loans are an economic staple in most people’s lives; they can help pay for education, transportation or living arrangements. Of course, getting a good loan from the bank or some other financial institution can be quite difficult ...
If you’ve thought of a great business idea and have decided to take the plunge and start your own business, then the biggest hurdle of entrepreneurship—daring to try—is behind you.

Five Ways to Finance Your Business

If you’ve thought of a great business idea and have decided to take the plunge and start your own business, then the biggest hurdle of entrepreneurship—daring to try—is behind you. Sure, you still have to work out the many ...
If you find yourself strapped for cash, you may wish to take out a personal loan to help you make ends meet.

Could You Benefit From a Personal Loan?

If you find yourself strapped for cash, you may wish to take out a personal loan to help you make ends meet. A personal loan is typically easier and quicker to take out than via other means, such as a home equity loan. Whether ...
There are countless African American pioneers standing in the shadows of famous African Americans such as Martin Luther King, Jr., Harriet Tubman, Malcom X, Rosa Parks and Booker T. Washington. And although their names are not as well-known, their actions, spirit, determination and intelligence also helped shape history and ultimately changed the world. Below are just a few who made their mark.

Lesser-Known Pioneers in African American History

There are countless African American pioneers standing in the shadows of famous African Americans such as Martin Luther King, Jr., Harriet Tubman, Malcom X, Rosa Parks and Booker T. Washington. And although their names are not ...