Navigating Your 401(k)

Whether retirement is far off in the future or right around the corner, you need to start planning for it now. Starting with your 401(k), the following tips will help you navigate the complexities of saving money when you’re ...

Home Equity Line of Credit vs. Home Equity Loan

If you’re in need of funds for home repairs, renovations, or paying down high-interest debt, you may have considered a home equity loan or a home equity line of credit. While both of these financial options allow you to borrow ...

What is Passive Income?

Warren Buffett, the billionaire businessman and philanthropist, once said: “If you don’t find a way to make money while you sleep, you will work until you die.” Though it may sound like a somewhat grim indictment ...

3 Reasons to Maintain a Physical Check Register

Thanks to the internet, it’s a snap to open up your account information with your financial institution and look at how much money you have available. That might convince you that some tasks, like balancing a checkbook and maintaining ...

Pros and Cons of Automatic Payments

Do automatic payments make sense for your finances? Setting up regular withdrawals for your bills and subscriptions can make life significantly more convenient, but it can also come with some downsides. Keep these pros and cons ...

Easy Ways to Get Cash for Unneeded Possessions

Sometimes there’s not enough room in the budget for extras. Perhaps you have your eye on a new pair of shoes, are eager to upgrade your living room with a new couch or you have to be the first in your friend group to possess ...

The Right Way to Take Out College Loans

College loans seem like a boon for students seeking higher education, but all too often, they can become a burden. According to the nonprofit group American Student Assistance, 56 percent of young adults suffer from near-constant ...

Resolving Financial Accounts After Death

Unexpected financial issues and red tape often compound the emotional trauma of losing a loved one. If you don’t have access to their accounts with financial institutions via logins or are not listed on their accounts, resolving ...

How Can You Use Retirement Savings Early?

When you’re strapped for cash, you might consider drawing money from your retirement savings fund. However, retirement plans vary greatly in terms of fees, rules and tax liability for early withdrawals. Here’s an overview ...

Installing a Banking App on Your Phone

The power and convenience of a smartphone is undeniable. You can stay connected to your favorite people and apps, shop on the go, check your email, and with banking apps, you can keep tabs on your accounts and handle financial ...