How to Determine Whether You’re Ready to Retire

Ever since you started life on your own, you have focused on keeping food on the table and a roof over your head and the heads of those who depend on you. If you’re lucky enough to have a traditional 40-hour work week, you will ...

Traveling During Retirement

When you retire, you have more time on your hands to see the world. However, with your fixed budget, planning your expenses out ahead of time is of utmost importance. Traveling during retirement is something that you can achieve ...

The Pros and Cons of Multiple Savings Accounts

While having a single savings account can provide a solid foundation for building wealth, it’s not always the best strategy when it comes to growing your cash. Depending on your spending and saving habits, having multiple accounts ...

Apps That Build Your Savings

Saving money can be a tough task, and to increase your savings effectively you must be focused, determined and willing to make some spending sacrifices. However, saving money in today’s digital age is easier than ever. The growing ...

Choosing the Right Financial Software

From keeping on course with your health and fitness goals to juggling your professional and personal calendars, software is a great tool for getting organized, staying focused and achieving objectives. The same could be said for ...

Should You Maintain Separate Accounts When You Get Married?

Joining your now-spouse in matrimony strengthens your relationship and confirms a lifetime commitment. It also comes with a fair amount of effort, not just in terms of making sure that your partnership will stand the test of time, ...

Determining Your Car-Buying Budget

Buying a new car is an exciting process, especially when you’ve been saving and waiting for the right one to come along. Cars are an expensive investment that take time and consideration. Before you hit the dealership, do a ...

4 Ways to Pay Off Your Mortgage Quicker

Mortgage payments can be a major drain on your budget. Paying off the minimum amount each month can be helpful in the short term, but the extra interest and duration of the loan can make a significant dent in your long term spending ...

6 Ways to Improve Your Credit Score

Credit scores are a sensitive topic for many people. The National Foundation for Credit Counseling performed a survey which indicated that more people would be more embarrassed to admit their credit scores than their weight (30 ...

Should You Pay Down Debt or Save?

What’s makes better financial sense — saving or paying down debt first? Deciding whether to tackle retirement planning or debt reduction first is a difficult choice. Both are daunting prospects and both carry serious weight. ...