Determining Your Car-Buying Budget

Buying a new car is an exciting process, especially when you’ve been saving and waiting for the right one to come along. Cars are an expensive investment that take time and consideration. Before you hit the dealership, do a ...

4 Ways to Pay Off Your Mortgage Quicker

Mortgage payments can be a major drain on your budget. Paying off the minimum amount each month can be helpful in the short term, but the extra interest and duration of the loan can make a significant dent in your long term spending ...

6 Ways to Improve Your Credit Score

Credit scores are a sensitive topic for many people. The National Foundation for Credit Counseling performed a survey which indicated that more people would be more embarrassed to admit their credit scores than their weight (30 ...

Should You Pay Down Debt or Save?

What’s makes better financial sense — saving or paying down debt first? Deciding whether to tackle retirement planning or debt reduction first is a difficult choice. Both are daunting prospects and both carry serious weight. ...
Creating and sticking to a budget is essential if you want to get out of debt and achieve financial security, but it’s easier said than done.

Useful Apps for Managing Your Expenses

Creating and sticking to a budget is essential if you want to get out of debt and achieve financial security, but it’s easier said than done. The proper amount of money to spend on various expenses can be difficult to calculate, ...
When seeking investment for a business or facing difficult financial times, it may be tempting to turn to friends or family for help.

Is it Wise to Borrow Money from Friends or Family?

When seeking investment for a business or facing difficult financial times, it may be tempting to turn to friends or family for help. Though it can be one of the easiest ways to acquire a quick loan, borrowers should be wary of ...
You have worked hard for decades and you are finally seeing the light at the end of the tunnel: your retirement.

When is the Right Time to Buy a Retirement Home?

You have worked hard for decades and you are finally seeing the light at the end of the tunnel: your retirement. Your plans do not call for you to stay in the same home, city or even region. You have plans to purchase a retirement ...
Making the leap from renting to purchasing a home is no small feat; it takes a great deal of confidence, a considerable amount of legwork and no shortage of capital.

Budgeting for Your First Home

Making the leap from renting to purchasing a home is no small feat; it takes a great deal of confidence, a considerable amount of legwork and no shortage of capital. If you have made the decision to purchase your first home, you ...
The holidays should be time for celebration and generosity, not for accumulating credit card debt and draining your savings. By sticking to a budget and following these simple strategies, you can bestow meaningful gifts while staying within your financial means.

Holiday Shopping on a Budget

The holidays should be time for celebration and generosity, not for accumulating credit card debt and draining your savings. By sticking to a budget and following these simple strategies, you can bestow meaningful gifts while ...
You are confident that your child is ready to tackle the academic and social challenges college brings, but are you confident that your child knows the financial lessons necessary to start college off on the right financial foot and begin building a strong foundation for a successful financial future?

5 Finance Lessons to Teach Your Kids Before College

If your kid is heading to college, congratulations to you both on this hard-won accomplishment and exciting new adventure. You are confident that your child is ready to tackle the academic and social challenges college brings, ...