How to Determine Whether You’re Ready to Retire

Ever since you started life on your own, you have focused on keeping food on the table and a roof over your head and the heads of those who depend on you. If you’re lucky enough to have a traditional 40-hour work week, you will ...

Essential Improvements to Make Before Listing Your House

If sentimental value translated into actual dollars, selling your house would be easy. Alas, putting your house on the market requires a great deal of work. There are parts of your home that you might find charming or comforting, ...

When to Consider a Second Mortgage

As your largest asset, your home carries a lot of weight in terms of your current financial health and your future financial goals. Using your home as collateral, you can acquire a second mortgage to rectify money troubles or ...

How to Keep the Kids Entertained During Summer Break

Most kids are already counting down the school days until summer break while their parents are frantic over ways to fill the long, lazy days of summer. A kid’s dream of summer fun (and a parent’s hope for quiet) can quickly ...

Unique Ways to Commemorate Memorial Day

Whether or not you have a friend or relative who is serving in the military, Memorial Day is a somber holiday honoring those who put their lives on the line to protect the freedoms we enjoy every day in America. Here are 10 thoughtful ...

5 Ways to Repurpose Old T-shirts

T-shirts are designed to reflect your personality, which makes it easy to fall into the habit of collecting them as your interests change. Before you know it, your drawers are overflowing and your closet is bulging with tees you ...

Pros and Cons of Having an Emergency Fund

Having an emergency fund may seem on the surface to be a common-sense proposition. Money set aside specifically for the purposes of having it in the event of an emergency acts can be a valuable buffer between yourself and financial ...

How to Celebrate Mother’s Day on a Budget

In an ideal world, you would have unlimited funds to spend on celebrating Mother’s Day; however, most of us operate on a tight budget. Even though your funds might be limited, the love, fun and joy of Mother’s Day doesn’t ...

6 Easter Holiday Specials to Enjoy

Are you on the hunt for family-friendly films to welcome spring and celebrate Easter with your little ones? From Winnie the Pooh and everyone’s favorite beagle to a bunny with extra sass, the titles below are sure to add glee ...

FHA Loans 101

Purchasing your first home can be a daunting task. There are quite a few different ways of funding this major life expense, and navigating those options can be confusing. If you’re in the market for a new home but have limited ...