How to Budget Charitable Giving

Donating to charity is not easy when finances already feel tight. Between medical expenses, college loans, car payments and rent, it can be hard to find room to give no matter how much you want to contribute to a good cause. But ...

What to Do If You Can’t Afford Car Payments

You don’t drive a new car out of the showroom thinking that you’ll ever become delinquent on your payments. Unfortunately, life sometimes has different plans for you. Whether it’s due to a change in career trajectory, health ...

Tips to Keep Your Financial Records Well-Organized

Keeping your financial records well-organized is important for more than fulfilling regulations or legal requirements. It also helps you better understand your business, now and in the future. Without a proper record-keeping system, ...

Fun Ways to Make Money in Retirement

There’s an old saying that if you love what you do, you’ll never work a day in your life. With retirement on the horizon, you’ve already put in your lifetime of work and find yourself ready to kick back and do what you love ...

Should You Finish Your Basement?

You bought your house with its unfinished basement assuming it would suffice as a storage and laundry area. Now you’re having second thoughts about it. Turning it into a safe, comfortable recreation area seems tempting, but ...

Tips for Saving Money on Textbooks

When you head off to college, you expect to make new friends and have new experiences. Unfortunately, not all new experiences are fun — like paying $300 for a book on biology. Worse yet, with a full load of courses, textbook ...

Planning for Retirement in Your 30s

Whether you’re playing catch-up or fine-tuning established investments, your 30s is a crucial decade for strengthening your financial future. Consider these tips to help make your road to retirement a bit smoother. Know your ...

Second-Chance Auto Loans: Risks and Rewards

In many parts of the country, owning a car is a necessity for steady employment and everyday life. However, if you have poor credit, obtaining financing for the vehicle you need won’t be easy. One potential solution is a second-chance ...

How to Budget for Your First Home

Homeownership is an exciting achievement, but it’s also a huge responsibility. Entering into home-ownership when you’re ready is more important than doing so right away. Starting off on the right foot can positively impact ...

Budgeting for Entertainment and Leisure

Budgeting is daunting, especially since it means cutting down on how much money you can spend on entertainment and leisure. No matter how tempted you are to cut fun spending altogether to reach your financial goals faster, make ...