Becoming a Student After Prison

Going to prison is not and should not be a death knell for personal growth and achievement. If you or someone you know has paid your debt to society and want to move forward in your education, there are avenues available to get ...

How to Take Advantage of Your Home’s Equity

Property values have increased 13.2 percent in the last year, according to a report by Zillow earlier this year, with similar growth expected to continue into 2022. Increased property values coupled with interest rates still near ...

Emergency Fund Basics

The COVID-19 pandemic and its economic downturn might have exposed how fragile your finances are. As the economy begins to recover, it’s a good time to consider building an emergency fund to help protect you in the future. Consider ...

Finding a Co-Signer for Your Auto Loan

Unless you have a reliable source of income and a well-established credit history, you may have a tough time obtaining an auto loan. However, a co-signer on board can improve your chances. Here’s a look at what a co-signer does ...

Should You Buy a Foreclosed Home?

Many home buyers look at foreclosed homes as potentially great deals. However, the reality is that buying a foreclosed house can come with downsides that outweigh the initial advantages. The following are some of the factors to ...

How to Live on a Fixed Income in Retirement

Before retirement, you probably had the chance to increase your income, such as by earning promotions or changing jobs. But during retirement, it’s more common to live on a fixed monthly income determined by your savings. This ...

Which Debt Should You Pay Off First?

Between credit cards, student loans, car loans and mortgages, you’re probably carrying some debt. On the surface, managing your debt can seem relatively easy — just make minimum payments. However, if you’d like to pay down ...

Three Things You Should Know Before Consolidating Debt

Consolidating debt is a common and proven debt management strategy. In short, it involves combining multiple debts into a single payment, making your overall debt easier to handle. It may even reduce total debt via lower interest ...

Earning Money Through a Co-op

Professional educational co-ops can be a huge boon to college students. This arrangement will allow you to gain on-the-job experience while earning income. While that can sound incredibly tempting to students and their families, ...

Staying Motivated while Eliminating Debt

Although not a traditional four-letter word that would get you into trouble if you said it as a kid in school, there is no doubt debt is one of the worst words in the English language. Financial debt affects your sense of self, ...