Which Debt Should You Pay Off First?
Between credit cards, student loans, car loans and mortgages, you’re probably carrying some debt. On the surface, managing your debt can seem relatively easy — just make minimum payments. However, if you’d like to pay down ...
What is Private Mortgage Insurance?
One of the biggest hurdles potential homebuyers face is saving enough for the down payment and closing costs associated with buying a home. One misconception out there is the thought that you need at least 20 percent down to purchase ...
Should You Buy a Foreclosed Home?
Many home buyers look at foreclosed homes as potentially great deals. However, the reality is that buying a foreclosed house can come with downsides that outweigh the initial advantages. The following are some of the factors to ...
Low Rates Amid COVID-19
The Coronavirus (COVID-19) Pandemic has left no business or industry untouched. While Americans and the rest of the world attempt to adapt to a “new normal” by easing back to work and acclimating to the changes brought forth, ...
What is Escrow?
If you have ever shopped for a house, you have heard of the term “escrow” or the phrase “in escrow.” It’s usually used regarding real estate, but it is also applicable to other large purchases, especially when you want ...
Trade Schools vs. Colleges
The financial toll of higher education is an increasingly daunting thing to consider, but investing in education is a smart decision that can lead to a more fulfilling life, career and earnings. Getting an education after high ...
Smart Spending in the Holiday Season
The holiday season is fast approaching, a fact alone that may already have alarm bells ringing in your head. With its arrival comes the return of holiday shopping, and if you have an expansive list of people to buy for, it may ...
Identifying Your Wants Vs. Your Needs
The foundation of successfully managing your finances is budgeting, and a pillar of budgeting is learning to distinguish your needs from your wants. If you can’t differentiate those, you could wind up overspending on luxuries ...
How to Complete a SWOT Analysis for Your Business
If you own a business, you already know that operating it is never a static process. There are constant changes to consider in both the market at large and in your industry, as well as the ongoing process of managing operations ...
Tips for Paying Off Credit Card Debt
Chances are you owe a balance on your credit card or cards. Statistics show that it is quite likely you owe more than a little. According to NerdWallet’s “2016 American Household Credit Card Debt Study,” the average U.S. ...
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