What to Do If You Can’t Afford Car Payments

You don’t drive a new car out of the showroom thinking that you’ll ever become delinquent on your payments. Unfortunately, life sometimes has different plans for you. Whether it’s due to a change in career trajectory, health ...

Paying for Your Kid to Go to College

College is getting more expensive every year, but in many career fields your child might choose, a four-year degree is essential. In years past, society expected you as a parent to contribute to higher education costs or cover ...

Planning for Retirement in Your 30s

Whether you’re playing catch-up or fine-tuning established investments, your 30s is a crucial decade for strengthening your financial future. Consider these tips to help make your road to retirement a bit smoother. Know your ...

Budgeting for Entertainment and Leisure

Budgeting is daunting, especially since it means cutting down on how much money you can spend on entertainment and leisure. No matter how tempted you are to cut fun spending altogether to reach your financial goals faster, make ...

When Technical College is the Right Choice

After graduating from high school, going to a four-year college seems like an automatic choice for a lot of people. That’s not surprising: According to the National Center for Educational Statistics, higher educational attainment ...

5 Tips for Saving on a Low Income

If you have a lower income, it can seem difficult to put aside money. However, by reducing certain expenses and changing your purchasing habits, you can save money over time. Cook at home Eating out can cost you a decent amount ...

How Much Should You Spend on Housing?

When you’re laying out your budget, housing money is probably a pretty big chunk. After all, shelter is one of the most basic human needs. Before you sign up for a new lease or mortgage, make sure that the monthly payments won’t ...

Home Equity Line of Credit vs. Home Equity Loan

If you’re in need of funds for home repairs, renovations, or paying down high-interest debt, you may have considered a home equity loan or a home equity line of credit. While both of these financial options allow you to borrow ...

What is Passive Income?

Warren Buffett, the billionaire businessman and philanthropist, once said: “If you don’t find a way to make money while you sleep, you will work until you die.” Though it may sound like a somewhat grim indictment ...

Financial Tips for Going Back to School

If you’re considering going back to college to boost your credentials, you’re probably on the lookout for money-saving strategies. Here are five dollar-stretching tips to keep you at the top of your class. Fill out FAFSA If ...