How to Determine Whether You’re Ready to Retire

Ever since you started life on your own, you have focused on keeping food on the table and a roof over your head and the heads of those who depend on you. If you’re lucky enough to have a traditional 40-hour work week, you will ...

Know the Differences between Simple and Compound Interest

When borrowing money, odds are you’ll be paying interest on that loan. It pays to know the differences between simple and compound interest and how these can be advantageous or disadvantageous for you in various situations, ...

When to Consider a Second Mortgage

As your largest asset, your home carries a lot of weight in terms of your current financial health and your future financial goals. Using your home as collateral, you can acquire a second mortgage to rectify money troubles or ...

Pros and Cons of Having an Emergency Fund

Having an emergency fund may seem on the surface to be a common-sense proposition. Money set aside specifically for the purposes of having it in the event of an emergency acts can be a valuable buffer between yourself and financial ...

What to Know About Student Loan Forgiveness

Student loans can prove to be a heavy burden once a student enters the workforce. Forbes contributor Zack Friedman points out that student debt ranks higher than even credit card debt. Luckily for some former students, forgiveness ...

FHA Loans 101

Purchasing your first home can be a daunting task. There are quite a few different ways of funding this major life expense, and navigating those options can be confusing. If you’re in the market for a new home but have limited ...

Choosing the Right Financial Software

From keeping on course with your health and fitness goals to juggling your professional and personal calendars, software is a great tool for getting organized, staying focused and achieving objectives. The same could be said for ...

Different Types of Student Loans

According to Zack Friedman of Forbes, the average college student will graduate with $40,000 in student loan debt. As such, it is important for undergraduates and graduates to select the student loan that best suits their needs ...

Should You Maintain Separate Accounts When You Get Married?

Joining your now-spouse in matrimony strengthens your relationship and confirms a lifetime commitment. It also comes with a fair amount of effort, not just in terms of making sure that your partnership will stand the test of time, ...

Determining Your Car-Buying Budget

Buying a new car is an exciting process, especially when you’ve been saving and waiting for the right one to come along. Cars are an expensive investment that take time and consideration. Before you hit the dealership, do a ...