Little Ways to Save Money

Whether you’re preparing for a big purchase or tightening your belt during a rough patch, saving money is a good idea. There are plenty of big ways to keep more money in your financial accounts, but here are some smaller ones ...

Borrowing From Your 401(k)

If money is tight, you may have considered drawing from your 401(k) retirement savings plan. While it’s generally best to leave your investments intact, there are circumstances in which tapping into your account can be a safer ...

Staying Motivated while Eliminating Debt

Although not a traditional four-letter word that would get you into trouble if you said it as a kid in school, there is no doubt debt is one of the worst words in the English language. Financial debt affects your sense of self, ...

When To Contact Credit Card Customer Service

Credit cards are a ubiquitous part of modern life. But while increasingly advanced websites and smartphone apps give you a lot of control over your credit cards and accounts, it’s sometimes best to speak to a live customer service ...

Real Estate Trends You Need to Know

The real estate market is an ever-evolving entity subject to buyers’ wants, sellers’ needs and the state of the economy. These influences can make selling or buying a home exceptionally complicated. That is why you need some ...

What Is Collateral and Why Is It Important

The fundamental difference between a secured and unsecured loan is the collateral requirement. But what is collateral? Why is it important? And what is a lien? You’ll learn all about it below. Definition of collateral Collateral ...

What Are Insurance Scores and How Do They Affect Your Rate?

Credit-based insurance scores play a key role in how much insurers charge you for coverage. If you’re looking to lower the amount you pay in auto, homeowners and other premiums, it’s important to understand how these scores ...

Unpaid Internship Rules You Should Know

An unpaid internship can be an excellent opportunity to learn more about your future career field, gain hands-on experience and network with established professionals in the industry. However, unpaid internships have a unique ...

Refinancing A Loan

Refinancing a loan involves replacing an existing loan by paying off the debt with a new one. Ideally, the new loan has better terms or features to make the process worthwhile. This can help save you money in the long term or ...

Understanding Investment Risks

The principle of “The greater the risk, the greater the reward” is tossed around a lot when it comes to gambling with your financial life. The potential for a great reward attracts many investors, but it’s not guaranteed. ...