When You Need a Co-Signer

If it’s your first time buying a car, it is likely that you won’t have enough funds to pay for it in cash. If you are a young driver, you likely also won’t have the necessary credit history to support a financial institution’s ...

Prepare for the Worst: Cyber Attacks

With nearly all businesses now operating in virtual space in some capacity, the threat of cybercrime has unfortunately become a common reality that small business owners must face. Without the tools and funds of a large corporation, ...

When to Pay Cash or to Finance

Purchasing a vehicle is one of the largest and most important financial transactions you will make in your lifetime. It can also be one of the most complicated, with a variety of options to consider and many choices to make, such ...

New Semester Prep: How to Save Money on Campus

If you’re attending college, you don’t need anyone to tell you that it’s very expensive. No matter if your parents are paying your tuition, you took out loans or you have at a part-time job, you want to make sure that your ...

Smart Spending in the Holiday Season

The holiday season is fast approaching, a fact alone that may already have alarm bells ringing in your head. With its arrival comes the return of holiday shopping, and if you have an expansive list of people to buy for, it may ...

Tips for Paying Off Credit Card Debt

Chances are you owe a balance on your credit card or cards. Statistics show that it is quite likely you owe more than a little. According to NerdWallet’s “2016 American Household Credit Card Debt Study,” the average U.S. ...

Making Your Home More Eco-Friendly with a Loan

Taking out a loan to improve your home might make you think of gutting your kitchen, updating your bathroom or even adding on an addition or finishing out the basement for more living space. These projects will certainly improve ...

The Hidden Costs of Car Buying

Buying a car, whether new or used, is an exciting yet expensive time. In addition to the sticker price, you have to budget for hidden costs associated with securing your new ride. From dealership fees and taxes to insurance premiums, ...

When to Consider a Second Mortgage

As your largest asset, your home carries a lot of weight in terms of your current financial health and your future financial goals. Using your home as collateral, you can acquire a second mortgage to rectify money troubles or ...

Home Equity Line of Credit vs. Home Equity Loan

If you’re in need of funds for home repairs, renovations, or paying down high-interest debt, you may have considered a home equity loan or a home equity line of credit. While both of these financial options allow you to borrow ...