5 Tips for Saving on a Low Income

If you have a lower income, it can seem difficult to put aside money. However, by reducing certain expenses and changing your purchasing habits, you can save money over time. Cook at home Eating out can cost you a decent amount ...

Why You Need to Know Interest Rates

When you invest your money or take out a loan, you’re affected by an interest rate. Understanding what an interest rate is and how it works impacts how much money you keep or how much you pay out. To help you navigate the interest ...

How to Accept Credit Card Payments

Credit cards are a central part of the modern shopping experience — and if your business can’t accept credit card payments, you’re probably missing out on some serious revenue. Luckily, you won’t have to jump through too ...

Give Your Retirement Accounts an Annual Checkup

Whether you’re decades away from retirement or closing in on the end of your working years, it’s important to make sure you’re on track to achieve your savings goals. Performing an annual checkup on your retirement accounts ...

Personal Loans vs. Credit Cards

If you’re in need of funds for a major purchase, an unexpected bill or smaller expenses, the two most common solutions are taking out a personal loan or putting the amount on a credit card. However, it’s important to choose ...

The Pros and Cons of Store Credit Cards

Chances are, you have been offered the opportunity to sign up for at least one store credit card while visiting a major retail chain. These offers are often quite tempting, promising you several exclusive benefits if you sign ...

Controlling Holiday Spending

While the spirit of the season can fill your heart with joy, it can also quickly empty your wallet. There are ways to enjoy the holidays and give to others (and to yourself) without exceeding your financial limits. The following ...

Perks of a Good Credit Score

Achieving and maintaining a good credit score will enable you to fund the major purchases that you’ve been dreaming about. Here are just some of the doors that having a positive credit history will open for you. More confidence ...

How to Take Advantage of Your Home’s Equity

Property values have increased 13.2 percent in the last year, according to a report by Zillow earlier this year, with similar growth expected to continue into 2022. Increased property values coupled with interest rates still near ...

Emergency Fund Basics

The COVID-19 pandemic and its economic downturn might have exposed how fragile your finances are. As the economy begins to recover, it’s a good time to consider building an emergency fund to help protect you in the future. Consider ...