The Pros and Cons of Store Credit Cards

Chances are, you have been offered the opportunity to sign up for at least one store credit card while visiting a major retail chain. These offers are often quite tempting, promising you several exclusive benefits if you sign ...

Prepare for the Worst: Cyber Attacks

With nearly all businesses now operating in virtual space in some capacity, the threat of cybercrime has unfortunately become a common reality that small business owners must face. Without the tools and funds of a large corporation, ...

New Semester Prep: How to Save Money on Campus

If you’re attending college, you don’t need anyone to tell you that it’s very expensive. No matter if your parents are paying your tuition, you took out loans or you have at a part-time job, you want to make sure that your ...

Smart Spending in the Holiday Season

The holiday season is fast approaching, a fact alone that may already have alarm bells ringing in your head. With its arrival comes the return of holiday shopping, and if you have an expansive list of people to buy for, it may ...

Tips for Paying Off Credit Card Debt

Chances are you owe a balance on your credit card or cards. Statistics show that it is quite likely you owe more than a little. According to NerdWallet’s “2016 American Household Credit Card Debt Study,” the average U.S. ...

When to Consider a Second Mortgage

As your largest asset, your home carries a lot of weight in terms of your current financial health and your future financial goals. Using your home as collateral, you can acquire a second mortgage to rectify money troubles or ...

Home Equity Line of Credit vs. Home Equity Loan

If you’re in need of funds for home repairs, renovations, or paying down high-interest debt, you may have considered a home equity loan or a home equity line of credit. While both of these financial options allow you to borrow ...

Should You Refinance Your Loan?

In some ways, refinancing your current loan for a new loan can feel like trading apples for slightly different apples. You still have a monthly payment and long-term financial responsibilities, but refinancing has the potential ...

Special Insurance for International Travel

From your automobile and home to your life itself, purchasing insurance to protect your most important assets is a smart financial decision that protects you and your family against disaster. If you are planning an international ...

Is it Safe to Save Your Credit Card Info Online?

If you are a frequent online shopper, having your favorite retailers store your credit card information seems like it might make sense. Having your information at the ready helps you avoid having to input your data every time ...