Should You Sell or Trade In Your Car?

When the time comes, you can either sell your current car or trade it in during the process of getting a new vehicle. Either of these methods can be beneficial, depending on your desired outcome. Consider the pros and cons for ...

7 New Vehicles Under $25,000

As new vehicles become more efficient and advanced, they earn higher price tags.  That doesn’t mean that buyers on a budget can’t find a brand-new vehicle that fits their needs. In most vehicle segments, there are still several ...

The Basics of Successful Budgeting

If you’re clueless about where your money goes each month, you cannot create a financially stable present let alone plan for a healthily funded future. The following budgeting basics will help you garner a more complete picture ...

How to Celebrate Father’s Day on a Budget

With Father’s Day coming soon, it’s time to start thinking about how to give your dad the best June 17 possible. Even if you can’t afford to buy him a new grill, take him to an expensive steakhouse or get him front-row tickets ...

Should You Add Car Accessories to Your Loan?

Buying a new or used car can be one of the most stressful transactions of your life. As difficult as it might be to narrow find the car that’s right for you, haggling for a good price with a salesman who is trying to get as ...

Know the Differences between Simple and Compound Interest

When borrowing money, odds are you’ll be paying interest on that loan. It pays to know the differences between simple and compound interest and how these can be advantageous or disadvantageous for you in various situations, ...

How to Keep the Kids Entertained During Summer Break

Most kids are already counting down the school days until summer break while their parents are frantic over ways to fill the long, lazy days of summer. A kid’s dream of summer fun (and a parent’s hope for quiet) can quickly ...

Pros and Cons of Having an Emergency Fund

Having an emergency fund may seem on the surface to be a common-sense proposition. Money set aside specifically for the purposes of having it in the event of an emergency acts can be a valuable buffer between yourself and financial ...

How to Celebrate Mother’s Day on a Budget

In an ideal world, you would have unlimited funds to spend on celebrating Mother’s Day; however, most of us operate on a tight budget. Even though your funds might be limited, the love, fun and joy of Mother’s Day doesn’t ...

Do You Need to be Preapproved for a Car Loan?

Whether you’re buying a new vehicle out of need or simply because you feel you are due for an upgrade, making a purchase that large usually means you will be paying with a loan. If you arrive at the negotiating table preapproved, ...