Why You Need to Know Interest Rates
When you invest your money or take out a loan, you’re affected by an interest rate. Understanding what an interest rate is and how it works impacts how much money you keep or how much you pay out. To help you navigate the interest ...
How Much Should You Spend on Housing?
When you’re laying out your budget, housing money is probably a pretty big chunk. After all, shelter is one of the most basic human needs. Before you sign up for a new lease or mortgage, make sure that the monthly payments won’t ...
Home Equity Line of Credit vs. Home Equity Loan
If you’re in need of funds for home repairs, renovations, or paying down high-interest debt, you may have considered a home equity loan or a home equity line of credit. While both of these financial options allow you to borrow ...
Is Short-Term Disability Insurance Worth It?
When you sign up for employee benefits, it’s easy to get confused by all of the options. Short-term disability insurance is a common type of coverage you’ll have to consider. When deciding if short-term disability insurance ...
New House vs. Home Improvements
Sometimes it’s hard not to be tempted by the greener grass of a new home, especially if your home isn’t exactly how you want it to look or function. But the idea of putting your house on the market and leaving your beloved ...
Identifying Your Wants Vs. Your Needs
The foundation of successfully managing your finances is budgeting, and a pillar of budgeting is learning to distinguish your needs from your wants. If you can’t differentiate those, you could wind up overspending on luxuries ...
Are Extended Warranties a Good Idea?
Regular maintenance checks and repairs along with the costs associated with them are just part of car ownership. Even a brand new car isn’t exempt from time in the body shop. To help protect your budget from mechanic-related ...
5 Questions to Ask Your Mortgage Broker
Investing in a home is a major milestone, and the bigger the milestone, the more complicated the process. That’s why you need a thorough list of questions to ask your mortgage broker before you agree to any loan.
Learn all your ...
Choosing Between Low- and High-Deductible Health Plans
When it comes to your health, you shouldn’t have to limit your choices or forego treatment due to your budget. Unfortunately, for most people, money is what dictates the health plan they choose, and sometimes the picked plan ...
Easy Ways to Get Cash for Unneeded Possessions
Sometimes there’s not enough room in the budget for extras. Perhaps you have your eye on a new pair of shoes, are eager to upgrade your living room with a new couch or you have to be the first in your friend group to possess ...
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