How to Budget Charitable Giving

Donating to charity is not easy when finances already feel tight. Between medical expenses, college loans, car payments and rent, it can be hard to find room to give no matter how much you want to contribute to a good cause. But ...

What to Do If You Can’t Afford Car Payments

You don’t drive a new car out of the showroom thinking that you’ll ever become delinquent on your payments. Unfortunately, life sometimes has different plans for you. Whether it’s due to a change in career trajectory, health ...

Learn More About These Three Online Budgeting Tools

No matter how you feel about smartphones and our attachment to them, there’s no denying the usefulness and convenience of apps. Programs that fit in the palm of your hand help you do everything from requesting a taxi to paying ...

Second-Chance Auto Loans: Risks and Rewards

In many parts of the country, owning a car is a necessity for steady employment and everyday life. However, if you have poor credit, obtaining financing for the vehicle you need won’t be easy. One potential solution is a second-chance ...

How to Budget for Your First Home

Homeownership is an exciting achievement, but it’s also a huge responsibility. Entering into home-ownership when you’re ready is more important than doing so right away. Starting off on the right foot can positively impact ...

Budgeting for Entertainment and Leisure

Budgeting is daunting, especially since it means cutting down on how much money you can spend on entertainment and leisure. No matter how tempted you are to cut fun spending altogether to reach your financial goals faster, make ...

Measuring Startup Success

There probably has been little time to slow down since you launched your startup. Every day, it’s go-go-go. But, it’s important to take time to track certain stats in addition to expenses and profit that reveal how your startup ...

Why You Need to Know Interest Rates

When you invest your money or take out a loan, you’re affected by an interest rate. Understanding what an interest rate is and how it works impacts how much money you keep or how much you pay out. To help you navigate the interest ...

How Much Should You Spend on Housing?

When you’re laying out your budget, housing money is probably a pretty big chunk. After all, shelter is one of the most basic human needs. Before you sign up for a new lease or mortgage, make sure that the monthly payments won’t ...

Home Equity Line of Credit vs. Home Equity Loan

If you’re in need of funds for home repairs, renovations, or paying down high-interest debt, you may have considered a home equity loan or a home equity line of credit. While both of these financial options allow you to borrow ...