The Financial Accounts Everyone Should Consider

Diving into the choppy waters of financial planning can feel intimidating, especially when you realize just how many types of accounts there are. Thankfully, many experts agree that there are a few accounts everybody should consider ...

Give Your Retirement Portfolio a Boost

If your retirement portfolio needs a jump, either because you got into the savings game late or because the economic strain of COVID-19 put a dent in your existing savings, you’ve got options. Even if you are between 55 and ...

Borrowing From Your 401(k)

If money is tight, you may have considered drawing from your 401(k) retirement savings plan. While it’s generally best to leave your investments intact, there are circumstances in which tapping into your account can be a safer ...

Staying Motivated while Eliminating Debt

Although not a traditional four-letter word that would get you into trouble if you said it as a kid in school, there is no doubt debt is one of the worst words in the English language. Financial debt affects your sense of self, ...

Saving Energy in Warmer Weather

When the sweltering heat of summer hits its peak, you’ll be tempted to run your air conditioning nonstop. Doing so causes your electricity bill to skyrocket, unfortunately; unless you want your bank account to drain all season, ...

When To Contact Credit Card Customer Service

Credit cards are a ubiquitous part of modern life. But while increasingly advanced websites and smartphone apps give you a lot of control over your credit cards and accounts, it’s sometimes best to speak to a live customer service ...

What Is Collateral and Why Is It Important

The fundamental difference between a secured and unsecured loan is the collateral requirement. But what is collateral? Why is it important? And what is a lien? You’ll learn all about it below. Definition of collateral Collateral ...

Don’t Forget These Hidden College Costs

College costs go far beyond tuition — according to a study by the College Board, 61 percent of college costs go towards expenses other than tuition. While you may begin your academic career expecting to pay for books, room and ...

The Pros and Cons of Multiple Savings Accounts

When you want to securely store your money, you can choose to open one or more savings accounts at a financial institution. If you’re unsure how many accounts to open, it’s a good idea to keep the advantages and disadvantages ...

What is a Retirement Plan Fiduciary?

Preparing for retirement requires a comprehensive approach that can be more involved than what you have time or experience for. When putting away money in your 401(k), individual retirement account or pension, your money will ...