Identifying Your Wants Vs. Your Needs

The foundation of successfully managing your finances is budgeting, and a pillar of budgeting is learning to distinguish your needs from your wants. If you can’t differentiate those, you could wind up overspending on luxuries ...

How to Complete a SWOT Analysis for Your Business

If you own a business, you already know that operating it is never a static process. There are constant changes to consider in both the market at large and in your industry, as well as the ongoing process of managing operations ...

Financial Tips for Young Entrepreneurs

No matter how old you are, the entrepreneurship bug can bite you and give you the itch to start a business. If you have been working for some time, you probably have some experience in the industry you’re launching into and ...

Should You Install a Banking App on Your Phone?

It’s not unlikely your smartphone is rarely out of reach if not constantly in your hand during waking hours. Smartphones are a one-stop-shop for seemingly every need you have, whether it’s surfing the web, responding to emails, ...

Decreasing Costs for Your Company

With a bit of thought and creativity, you can decrease costs for your business in ways that won’t disrupt your goals or productivity. In fact, careful cost-cutting could even help your company operate more efficiently and serve ...

Compiling Your Business Marketing Plan

If you’re considering launching your own small business, you know that there is a lot of planning that goes into making your dreams a reality. One key feature that requires a lot of research and preparation in every stage of ...

The Basics of Successful Budgeting

If you’re clueless about where your money goes each month, you cannot create a financially stable present let alone plan for a healthily funded future. The following budgeting basics will help you garner a more complete picture ...

Buying vs. Leasing Your Equipment

Whether you’re starting up an accounting firm, a family-owned restaurant or a farm, you’re going to need equipment to get your business up and running. This will be one of the more significant financial decisions in a process ...

When to Consider a Second Mortgage

As your largest asset, your home carries a lot of weight in terms of your current financial health and your future financial goals. Using your home as collateral, you can acquire a second mortgage to rectify money troubles or ...

Pros and Cons of Having an Emergency Fund

Having an emergency fund may seem on the surface to be a common-sense proposition. Money set aside specifically for the purposes of having it in the event of an emergency acts can be a valuable buffer between yourself and financial ...