What Is a Money Market Account?

A money market account is an account that typically comes with a higher interest rate than other savings accounts. If investing in stocks and bonds is not something that appeals to you, but you would still like to make your money ...

Is it Safe to Save Your Credit Card Info Online?

If you are a frequent online shopper, having your favorite retailers store your credit card information seems like it might make sense. Having your information at the ready helps you avoid having to input your data every time ...

The Basics of Successful Budgeting

If you’re clueless about where your money goes each month, you cannot create a financially stable present let alone plan for a healthily funded future. The following budgeting basics will help you garner a more complete picture ...

Buying vs. Leasing Your Equipment

Whether you’re starting up an accounting firm, a family-owned restaurant or a farm, you’re going to need equipment to get your business up and running. This will be one of the more significant financial decisions in a process ...

Using CDs for Your Savings

From savings accounts and money market accounts to stuffing cash into a jar in the cabinet or beneath the mattress, there are a wide variety of ways to save your money. These options offer varying advantages and drawbacks, but ...

Extra Steps to Secure Your Online Banking Profile

Online banking is a modern-day service that provides convenience if you often find yourself on the go. When banking online, you never have to worry about waiting in line or making it into a branch before the close of business. ...

Know the Differences between Simple and Compound Interest

When borrowing money, odds are you’ll be paying interest on that loan. It pays to know the differences between simple and compound interest and how these can be advantageous or disadvantageous for you in various situations, ...

When to Consider a Second Mortgage

As your largest asset, your home carries a lot of weight in terms of your current financial health and your future financial goals. Using your home as collateral, you can acquire a second mortgage to rectify money troubles or ...

Pros and Cons of Having an Emergency Fund

Having an emergency fund may seem on the surface to be a common-sense proposition. Money set aside specifically for the purposes of having it in the event of an emergency acts can be a valuable buffer between yourself and financial ...

5 Books Every Small Business Owner Should Read

As you dive into a new business venture, soaking up information from experts can be a huge help. There are hundreds of thousands of business books on the market, many of which will try to sell you their own methods for running ...