Millions of our family, friends and neighbors have been impacted by these terrible storms. Our communities won’t be rebuilt overnight, but they will recover.

Helping Those Affected by Recent Hurricanes

For those who have been impacted by recent hurricanes, we want you to know Colonial is here to help. Hurricanes Harvey and Irma are among the worst flooding disasters in U.S. History. Millions of our family, friends and neighbors ...
Colonial offers a number of mortgage solutions, like low down payment or construction loans. An additional loan type homebuyers should consider is an adjustable rate mortgage.

Adjustable Rate Mortgages Basics

If you are currently looking to buy a home, chances are there are a number of amenities you are considering. You may prefer an open concept floorplan, or a large backyard to entertain guests. Maybe you’re in need of an extra-large ...
Colonial’s Home Equity Line of Credit program, or HELOC, allows you to borrow up to 50 percent of the appraised value of your home. Below are a few reasons to consider a Home Equity Line of Credit.

Why You Should Consider a Home Equity Line of Credit

There is no shortage of benefits to owning your own home. The ability to make upgrades as you wish, knowing your mortgage payment with a fixed-rate loan and of course, building equity. A number of factors can determine your home’s ...
There are numerous ways to get a money-smart energy-efficiency update, with many of them being just day- or weekend-long renovation projects.

Energy- and Money-Saving Home Improvement Projects

Energy costs are a huge expense for home dwellers these days, so people are always looking for various ways to be more energy-efficient within the home while also not draining their bank accounts. There are numerous ways to get ...
What many people don’t know is there are a number of low down payment programs out there aimed at helping first-time homebuyers purchase their home. Below we have a list of Colonial’s low down payment loans and special programs that were designed with first-time homebuyers in mind.

Low Down Payment Loans From Colonial

Having a home to call your own is something that many Americans strive for. Most of us still remember our childhood home. The way the house smelled during the holidays. The notches on the doorway where you measured your height ...
Although water damage is one of the most common insurance claims in the U.S., and 90 percent of all natural disasters declared by the President involve some sort of flooding, only 12 percent of U.S. homeowners have flood insurance.

The Importance of Flood Insurance

Paying insurance premiums is not something any of us likely look forward to. Insurance is meant to protect our valuables and, if we’re lucky, we rarely have to use it. In the event that we do need to use our insurance, it can ...
Have you ever wondered why your interest rate is a particular amount or why you were turned down for an auto loan? You may be surprised to find that your credit limit is to blame.

What You Should Know About Your Credit Limit

Have you ever wondered why your interest rate is a particular amount or why you were turned down for an auto loan? You may be surprised to find that your credit limit is to blame. How It Is Determined Many factors impact your ...
Word on the homebuyers’ street is that you need to put 20 percent down in order to be approved for a mortgage. Nowadays, however, that is not always the case.

Deciding on the Ideal Down Payment for Your Home

Word on the homebuyers’ street is that you need to put 20 percent down in order to be approved for a mortgage. Nowadays, however, that is not always the case. There are instances in which your down payment can be much less than ...
One of the many things that make home equity loans so attractive is their flexibility.

Common Uses for a Home Equity Loan

If you’re a homeowner, chances are you probably know that your home’s equity is important. Building home equity comes from a combination of paying down the amount owed on the loan, along with the home’s current market value. ...
A healthy home is the key to a healthy homeowner, and the best way to maintain a healthy environment in your own home is to keep it clean.

How to Prevent Mold in Your Home

A healthy home is the key to a healthy homeowner, and the best way to maintain a healthy environment in your own home is to keep it clean. However, there are some areas of your house where a potential health risk could develop ...