Hidden Expenses for First-Time Homebuyers

If you’re purchasing a house for the first time, it’s important to know that the down payment and monthly mortgage payments are just the beginning of what you’ll need to spend. Hidden costs abound throughout the entire homebuying ...

How Much of Your Income Should Go to Housing Expenses?

It’s easy to fall in love with the grandeur of a home or the amenities and hip location of an apartment or condominium. So easy, in fact, it may blind you to its cost — a cost that may exceed your budget. Before you start ...

When to Start Saving for the Holidays

Want less stress and less debt during the most wonderful time of the year? Consider saving up starting now. Although summer is in full swing and the holidays seem like they’re a world away, it’s never too early to plan. If ...

Tips for Getting the Most Out of Your Coupons

Coupons, whether they’re old-school paper, store promotions, online or app-based, are designed to help make you a savvier consumer. From saving cents and dollars to getting two for the price of one, coupons can safeguard your ...

How to Budget Charitable Giving

Donating to charity is not easy when finances already feel tight. Between medical expenses, college loans, car payments and rent, it can be hard to find room to give no matter how much you want to contribute to a good cause. But ...

Tips for Decorating Walls in Your Home

A blank wall holds endless possibilities for decoration! Here are a few suggestions to transform your bland walls into focal features and design statements you, your family, and your guests will love. Create a photo or art gallery Surrounding ...

Creating a Home Maintenance Schedule

Just like your car or your own body, your house needs regular care to keep its condition in top shape. To help you make this a habit, here’s a helpful summary of the most common maintenance tasks every house requires. Use this ...

How to Budget for Your First Home

Homeownership is an exciting achievement, but it’s also a huge responsibility. Entering into home-ownership when you’re ready is more important than doing so right away. Starting off on the right foot can positively impact ...

Budgeting for Entertainment and Leisure

Budgeting is daunting, especially since it means cutting down on how much money you can spend on entertainment and leisure. No matter how tempted you are to cut fun spending altogether to reach your financial goals faster, make ...

The Benefits of Battery-Powered Lawn Tools

From cutting grass and whacking weeds to blowing leaves and trimming hedges, keeping your lawn looking its best can take up a lot of time and effort. To make all these chores easier, it’s essential to choose the right tools ...