Retirement seems like it is in the distant future and you are more concerned with living paycheck to paycheck. But it is never too early to start preparing for your future by establishing sound financial footing and taking early investment steps.

Guide to Investing in Your 20s

You have finally graduated college and, after finally finding a full-time job, can start paying back those student loans. Retirement seems like it is in the distant future and you are more concerned with living paycheck to paycheck. ...
If you plan to take out your own loan for your next vehicle, you are definitely in good company. However, first-time buyers may be surprised that getting an auto loan requires bringing along a certain number of items.

What You’ll Need for an Auto Loan

When buying a new car, getting a loan to cover the cost is an increasingly popular option chosen by new drivers. In fact, data from the Federal Reserve Bank of New York and reported by CNN Money shows that a record 107 million ...
Purchasing textbooks is one of the highest recurring costs of attending college, with prices consistently rising. However, there are a few good ways to avoid the high expense at the start of each semester.

Smart Ways to Save on College Textbooks

Purchasing textbooks is one of the highest recurring costs of attending college, with prices consistently rising. Consumer Reports contributor Beth Braverman cites a report from the Student Public Interest Research Group published ...
Whether you’re trying to establish an emergency fund or save for retirement, by implementing a goal and setting and sticking to a budget, your bank account will be able to grow over time giving you a sense of financial prosperity and security.

Determining How Much to Save Each Month

Saving for the future is often overwhelmed by today’s bills and financial pressures. Yet, despite the challenges of setting money aside, it’s so important for your financial well-being to try and save a target amount each ...
Retiring early means you will need to adjust your savings plan and accommodate for the extra years of supporting yourself. However, successfully retiring early is still a very possible endeavor with proper planning.

Early Retirement Details

For many, retiring early is the ultimate life dream, but it is one that may be more challenging than anticipated. Retiring early means you will need to adjust your savings plan and accommodate for the extra years of supporting ...
By following a few simple tips, you should be able to have these potentially difficult yet essential conversations with your spouse before you invest.

How to Discuss Investment Opportunities With Your Spouse

Money can be a sensitive topic, especially between married couples. If you share your finances, then it is likely that any new investment opportunity must be discussed with your spouse before you proceed. Since you are working ...
Taxes are a tricky business, which is why it’s often best to leave tax prep to qualified professionals. But finding someone you can trust to handle such a vital part of your financial health can be equally as complicated. When searching for a tax professional, what qualities should you seek out, and how?  

Qualities to Look for in a Tax Professional

Taxes are a tricky business, which is why it’s often best to leave tax prep to qualified professionals. But finding someone you can trust to handle such a vital part of your financial health can be equally as complicated. When ...
The ‘pay-yourself-first’ strategy is a popular tactic for personal saving; but there is a similar way to describe this same school of thought that is even more effective: Treating your savings like a bill.

Why You Should Treat Your Savings like a Bill

The ‘pay-yourself-first’ strategy is a popular tactic for personal saving; but there is a similar way to describe this same school of thought that is even more effective: Treating your savings like a bill. A myriad of personal ...
Instead of disregarding your financial limitations, find ways to overcome them by saving money and shopping wisely so you can eventually afford that dream vehicle.

Tips for Saving for Your New Car

It’s a common situation: your current car is on its last leg and you have your heart set on a new model that will last longer, look better and have more features. Unfortunately, your bank account isn’t on your side and is ...
If you are on the fence, the answers to the following questions can help you decide whether refinancing is a chance worth taking.

Three Questions to Ask before You Refinance Your Home

For many homeowners, there will come a time where the question is raised of whether it would be prudent to consider refinancing your mortgage. The benefits of refinancing can be great, particularly if you want to use potential ...