It’s no secret that the holiday season costs people a large chunk of money, what with all the spending on decorating, traveling, meal planning and more.

Budgeting Tips for Holiday Gift-Giving

It’s no secret that the holiday season costs people a large chunk of money, what with all the spending on decorating, traveling, meal planning and more. One of the biggest sources of spending is gift-giving. The following are ...
Saving money and learning how to appropriately budget for spending are goals for most people. The best way to achieve these goals is to figure out your monthly net income and use that number to start your budget.

Best Ways to Budget and Save More

Saving money and learning how to appropriately budget for spending are goals for most people. The best way to achieve these goals is to figure out your monthly net income and use that number to start your budget. The 50/20/30 ...
Basic money management skills are key to a financially successful life. Conversely, if you don’t learn the basics of your finances, you can end up in serious debt and struggle to make ends meet.

Financial Skills Everyone Should Have

Basic money management skills are key to a financially successful life. Conversely, if you don’t learn the basics of your finances, you can end up in serious debt and struggle to make ends meet. Basic Management Skills As an ...
Millions of our family, friends and neighbors have been impacted by these terrible storms. Our communities won’t be rebuilt overnight, but they will recover.

Helping Those Affected by Recent Hurricanes

For those who have been impacted by recent hurricanes, we want you to know Colonial is here to help. Hurricanes Harvey and Irma are among the worst flooding disasters in U.S. History. Millions of our family, friends and neighbors ...
Colonial’s Home Equity Line of Credit program, or HELOC, allows you to borrow up to 50 percent of the appraised value of your home. Below are a few reasons to consider a Home Equity Line of Credit.

Why You Should Consider a Home Equity Line of Credit

There is no shortage of benefits to owning your own home. The ability to make upgrades as you wish, knowing your mortgage payment with a fixed-rate loan and of course, building equity. A number of factors can determine your home’s ...
There are two main ways you can save money with gift cards: One has to do with buying them, and the other has to do with using them. Read on for more information.

How Gift Cards Can Help You Save Money

There are two main ways you can save money with gift cards: One has to do with buying them, and the other has to do with using them. Read on for more information. Use Only Gift Cards While Shopping Shopping with gift cards can ...
If you have a high-deductible health plan, or HDHP, are not enrolled in Medicare and are not someone’s dependent, you’re eligible for an HSA. Such an account has many benefits as a means to save for retirement.

The Benefits of an HSA

If you have a high-deductible health plan, or HDHP, are not enrolled in Medicare and are not someone’s dependent, you’re eligible for an HSA. Such an account has many benefits as a means to save for retirement. In order for ...
Even if you didn’t start saving early, you can still take advantage of several options to put money away for higher education expenses.

What to Do if You Didn’t Start Saving Early

Even if you didn’t start saving early, you can still take advantage of several options to put money away for higher education expenses. Financial aid and federal loans – According to the Trends in Student Aid 2014 College ...
There are many bills you can’t easily control, but your food bill isn’t one of them. Here are a few ways to help track and cut costs.

Tracking and Cutting Down on Your Grocery Bill

There are many bills you can’t easily control, but your food bill isn’t one of them. Here are a few ways to help track and cut costs. According to the United States Department of Agriculture in the Official USDA Food Plans ...
There is no right or wrong decision, but if you are going to open a joint account, there are several factors to consider regarding how much each spouse should contribute.

Joint Checking With Your Spouse: How Much to Contribute

Many couples decide to open a joint bank account once they get married, while others maintain separate accounts to manage their finances. There is no right or wrong decision, but if you are going to open a joint account, there ...