It’s no secret that the holiday season costs people a large chunk of money, what with all the spending on decorating, traveling, meal planning and more.

Budgeting Tips for Holiday Gift-Giving

It’s no secret that the holiday season costs people a large chunk of money, what with all the spending on decorating, traveling, meal planning and more. One of the biggest sources of spending is gift-giving. The following are ...
Saving money and learning how to appropriately budget for spending are goals for most people. The best way to achieve these goals is to figure out your monthly net income and use that number to start your budget.

Best Ways to Budget and Save More

Saving money and learning how to appropriately budget for spending are goals for most people. The best way to achieve these goals is to figure out your monthly net income and use that number to start your budget. The 50/20/30 ...
While car buying can be fun, doing your research before you walk into the dealership can help you save money. Consider these tips when planning your new purchase.

Tips for Getting the Best Auto Loan

You’ve decided to buy a car — whether new or used — and all you keep thinking about is how exciting it will be to drive home with a new toy. While car buying can be fun, doing your research before you walk into the dealership ...
Basic money management skills are key to a financially successful life. Conversely, if you don’t learn the basics of your finances, you can end up in serious debt and struggle to make ends meet.

Financial Skills Everyone Should Have

Basic money management skills are key to a financially successful life. Conversely, if you don’t learn the basics of your finances, you can end up in serious debt and struggle to make ends meet. Basic Management Skills As an ...
Millions of our family, friends and neighbors have been impacted by these terrible storms. Our communities won’t be rebuilt overnight, but they will recover.

Helping Those Affected by Recent Hurricanes

For those who have been impacted by recent hurricanes, we want you to know Colonial is here to help. Hurricanes Harvey and Irma are among the worst flooding disasters in U.S. History. Millions of our family, friends and neighbors ...
Colonial offers a number of mortgage solutions, like low down payment or construction loans. An additional loan type homebuyers should consider is an adjustable rate mortgage.

Adjustable Rate Mortgages Basics

If you are currently looking to buy a home, chances are there are a number of amenities you are considering. You may prefer an open concept floorplan, or a large backyard to entertain guests. Maybe you’re in need of an extra-large ...
Colonial’s Home Equity Line of Credit program, or HELOC, allows you to borrow up to 50 percent of the appraised value of your home. Below are a few reasons to consider a Home Equity Line of Credit.

Why You Should Consider a Home Equity Line of Credit

There is no shortage of benefits to owning your own home. The ability to make upgrades as you wish, knowing your mortgage payment with a fixed-rate loan and of course, building equity. A number of factors can determine your home’s ...
For many of us, not being able to work for an extended length of time may cause us to use savings, or worse, go into debt. Below we have a few of the many reasons why disability insurance is important.

Disability Insurance

What would happen if you were unable to work for 30 days, 60 days or even one year? That’s a question many are left wondering after they get into an accident and are facing life-changing circumstances. According to the website ...
You see “zero percent interest” and your eyes light up — what could it hurt to consolidate the balances of your debt onto one credit account with zero percent interest? Seems perfect, right? Not always.

Basics of Credit Card Balance Transfers

You see “zero percent interest” and your eyes light up — what could it hurt to consolidate the balances of your debt onto one credit account with zero percent interest? Seems perfect, right? Not always. Who Should Do It ...
There are two main ways you can save money with gift cards: One has to do with buying them, and the other has to do with using them. Read on for more information.

How Gift Cards Can Help You Save Money

There are two main ways you can save money with gift cards: One has to do with buying them, and the other has to do with using them. Read on for more information. Use Only Gift Cards While Shopping Shopping with gift cards can ...