Colonial Savings, F.A. to Hold Free Financial Empowerment Webinar on July 28

Colonial Savings, F.A. will be holding a free, no-obligation Financial Empowerment Webinar on Tuesday, July 28, from 6:30 – 7:30 p.m. The webinar will cover a number of financial basics and aims to help those who may be struggling ...

The Pros and Cons of Store Credit Cards

Chances are, you have been offered the opportunity to sign up for at least one store credit card while visiting a major retail chain. These offers are often quite tempting, promising you several exclusive benefits if you sign ...

What Is a Good Amount for an Emergency Fund?

Emergencies happen to everyone, regardless of whether you have a steady income or are struggling to manage your finances. Unexpected expenses can throw your life into turmoil — and if you don’t have the money to resolve the ...

Identifying Your Wants Vs. Your Needs

The foundation of successfully managing your finances is budgeting, and a pillar of budgeting is learning to distinguish your needs from your wants. If you can’t differentiate those, you could wind up overspending on luxuries ...

Common Financial Fees

You’re working hard to build up your financial accounts by filling them with the money you’ve earned. When you look at your monthly statements, sometimes you might notice some of that cash being deducted to pay a variety of ...

What to Know About Mobile Check Depositing

For decades, the only way to deposit a check into a bank account was to physically go and wait in a long line at the local bank. In the meantime, losing or damaging the check, forgetting about it or simply getting too busy to ...

Tips for Paying Off Credit Card Debt

Chances are you owe a balance on your credit card or cards. Statistics show that it is quite likely you owe more than a little. According to NerdWallet’s “2016 American Household Credit Card Debt Study,” the average U.S. ...

After the Accident: Interacting with Another Insurance Company

If you’ve recently been in a car accident, the other driver’s car insurance company might try to get you to give a statement. Discover the risks of talking about the crash with the other person’s car insurance company, as ...

Types of Car Insurance

Even though many drivers have auto insurance, only some of them clearly comprehend what different types of coverages mean. Decipher the unique types of car insurance to understand the various components of your personal vehicle ...

When to Consider a Second Mortgage

As your largest asset, your home carries a lot of weight in terms of your current financial health and your future financial goals. Using your home as collateral, you can acquire a second mortgage to rectify money troubles or ...