Are Tap-and-Pay Cards Secure?

Tap-and-pay technology, also known as contactless payment, allows you to complete transactions without physically swiping or inserting your credit or debit card at a payment terminal. It may seem strange at first, but you can ...

Financial Fraud: How to Spot the Warning Signs

In today’s fast-paced, online-centric world, scammers have more tools than ever to separate you from your hard-earned money. Whether you’re trying to make wise investments or just protect yourself from being victimized, it’s ...

How Marriage Affects Debt

Finding the person you want to spend the rest of your life with is a wondrous feeling, but that head-over-heels elation can distract you from the important questions you need to ask yourself when deciding whether to marry that ...

Resolving Financial Accounts After Death

Unexpected financial issues and red tape often compound the emotional trauma of losing a loved one. If you don’t have access to their accounts with financial institutions via logins or are not listed on their accounts, resolving ...

Home Down Payments and Alternatives

Among the most challenging hurdles to overcome on your path to home ownership is the down payment. Unless you are in a great position of financial advantage, coming up with a large sum of liquid capital at one time is a difficult ...

What to Do if You Regret Co-signing on a Loan

If you have a loved one who at some point found themselves in dire financial straits, you may have taken the plunge and co-signed on a loan or credit card to give them a much-needed boost. You’re now feeling the all-too-common ...

Why Payday Loans Aren’t Worth The Hassle

On paper, payday loans can seem like a financial lifeline. They don’t require a lot of red tape, and funds are available almost immediately. However, a closer look at the lengthy stipulations, obscenely high interest rates, ...

Checking Your Credit Score Online

Knowing your credit score is the first step to securing a loan for a new car, starting up your own business or taking out a mortgage. With seemingly everything being done online these days, checking your credit score is easier ...

Personal Loans vs. Credit Cards

If you’re in need of funds for a major purchase, an unexpected bill or smaller expenses, the two most common solutions are taking out a personal loan or putting the amount on a credit card. However, it’s important to choose ...

The Pros and Cons of Store Credit Cards

Chances are, you have been offered the opportunity to sign up for at least one store credit card while visiting a major retail chain. These offers are often quite tempting, promising you several exclusive benefits if you sign ...