Identifying Your Wants Vs. Your Needs

The foundation of successfully managing your finances is budgeting, and a pillar of budgeting is learning to distinguish your needs from your wants. If you can’t differentiate those, you could wind up overspending on luxuries ...

Common Financial Fees

You’re working hard to build up your financial accounts by filling them with the money you’ve earned. When you look at your monthly statements, sometimes you might notice some of that cash being deducted to pay a variety of ...

What to Know About Mobile Check Depositing

For decades, the only way to deposit a check into a bank account was to physically go and wait in a long line at the local bank. In the meantime, losing or damaging the check, forgetting about it or simply getting too busy to ...

Tips for Paying Off Credit Card Debt

Chances are you owe a balance on your credit card or cards. Statistics show that it is quite likely you owe more than a little. According to NerdWallet’s “2016 American Household Credit Card Debt Study,” the average U.S. ...

After the Accident: Interacting with Another Insurance Company

If you’ve recently been in a car accident, the other driver’s car insurance company might try to get you to give a statement. Discover the risks of talking about the crash with the other person’s car insurance company, as ...

Types of Car Insurance

Even though many drivers have auto insurance, only some of them clearly comprehend what different types of coverages mean. Decipher the unique types of car insurance to understand the various components of your personal vehicle ...

When to Consider a Second Mortgage

As your largest asset, your home carries a lot of weight in terms of your current financial health and your future financial goals. Using your home as collateral, you can acquire a second mortgage to rectify money troubles or ...

Home Equity Line of Credit vs. Home Equity Loan

If you’re in need of funds for home repairs, renovations, or paying down high-interest debt, you may have considered a home equity loan or a home equity line of credit. While both of these financial options allow you to borrow ...

When Should You set up a Child’s Savings Account?

It’s never too early to start saving money, which is why a growing number of parents are opening savings accounts for their children. Doing so can help establish a brighter financial future for your child. Dave Sieminski of ...

Online vs. In-Person: Where to Make Your Transactions

With the advent and spread of smartphone technology, entrusting your money to an online bank has become an increasingly popular alternative to the traditional experience. Traditional banks, however, still offer several distinct ...