Colonial’s Home Equity Line of Credit program, or HELOC, allows you to borrow up to 50 percent of the appraised value of your home. Below are a few reasons to consider a Home Equity Line of Credit.

Why You Should Consider a Home Equity Line of Credit

There is no shortage of benefits to owning your own home. The ability to make upgrades as you wish, knowing your mortgage payment with a fixed-rate loan and of course, building equity. A number of factors can determine your home’s ...
You see “zero percent interest” and your eyes light up — what could it hurt to consolidate the balances of your debt onto one credit account with zero percent interest? Seems perfect, right? Not always.

Basics of Credit Card Balance Transfers

You see “zero percent interest” and your eyes light up — what could it hurt to consolidate the balances of your debt onto one credit account with zero percent interest? Seems perfect, right? Not always. Who Should Do It ...
Even if you didn’t start saving early, you can still take advantage of several options to put money away for higher education expenses.

What to Do if You Didn’t Start Saving Early

Even if you didn’t start saving early, you can still take advantage of several options to put money away for higher education expenses. Financial aid and federal loans – According to the Trends in Student Aid 2014 College ...
There is no right or wrong decision, but if you are going to open a joint account, there are several factors to consider regarding how much each spouse should contribute.

Joint Checking With Your Spouse: How Much to Contribute

Many couples decide to open a joint bank account once they get married, while others maintain separate accounts to manage their finances. There is no right or wrong decision, but if you are going to open a joint account, there ...
Online banking can make a personal budget much easier to manage. Enrolling will offer you numerous benefits to constantly ensure that your finances are on track, such as the following:

How Online Banking Can Help You Budget Better

Online banking can make a personal budget much easier to manage. Enrolling will offer you numerous benefits to constantly ensure that your finances are on track, such as the following: It will list all your accounts in one place. ...
From planning and tracking spending to building your savings and credit score, it’s important to understand what you can do now to help with your future monetary needs.

Smart Financial Moves You Can Do Today

From planning and tracking spending to building your savings and credit score, it’s important to understand what you can do now to help with your future monetary needs. Track Your Spending A November 2012 article in U.S. News ...
Have you ever wondered why your interest rate is a particular amount or why you were turned down for an auto loan? You may be surprised to find that your credit limit is to blame.

What You Should Know About Your Credit Limit

Have you ever wondered why your interest rate is a particular amount or why you were turned down for an auto loan? You may be surprised to find that your credit limit is to blame. How It Is Determined Many factors impact your ...
Word on the homebuyers’ street is that you need to put 20 percent down in order to be approved for a mortgage. Nowadays, however, that is not always the case.

Deciding on the Ideal Down Payment for Your Home

Word on the homebuyers’ street is that you need to put 20 percent down in order to be approved for a mortgage. Nowadays, however, that is not always the case. There are instances in which your down payment can be much less than ...
With online shopping becoming the norm, people have also become more susceptible to identity theft. It’s imperative that you be careful and mindful of how you shop online.

Tips for Making Safe Credit Card Purchases Online

With online shopping becoming the norm, people have also become more susceptible to identity theft. It’s imperative that you be careful and mindful of how you shop online. A November 2016 article in The Balance by contributor ...
Buying a home is a huge step in life and begins with a huge hurdle: the down payment. Fortunately, by starting early and thinking things through, you can get a solid jump on saving. Here are some easy ideas to get you started.

Best Ways to Save for Your Mortgage Down Payment

Buying a home is a huge step in life and begins with a huge hurdle: the down payment. Fortunately, by starting early and thinking things through, you can get a solid jump on saving. Here are some easy ideas to get you started. Automate ...