Black Friday Shopping? Consider a Personal Line of Credit


When it comes to Black Friday holiday shopping, most people fit into one of two categories: those who are willing to embrace the opportunity to find mega discounts, and those who aren’t. If you fall into the first category, you take pride in hunting for the best deals. You relish the challenge of finding the biggest discounts. Black Friday is not for everyone, but for those who are willing to get out there, it can certainly be worth it. Below we have some of the best things to buy on Black Friday and how you can save big with a personal line of credit.

Black Friday is not for everyone, but for those who are willing to get out there, it can certainly be worth it. Below we have some of the best things to buy on Black Friday and how you can save big with a personal line of credit.

TVs and Electronics

Some of the most advertised Black Friday sales items are TVs and electronics. If you find the right deal, you can be looking at hundreds of dollars in savings for a new 4k or LED TV. There also tends to be big discounts on Blu-ray players, surround sound equipment and other home theatre equipment. So if you’re looking to upgrade your home entertainment setup, Black Friday may be a good time to do so.

Home Appliances

Another staple of Black Friday deals are home appliances. Department stores around the country often carry large discounts on many items including washing machines, dryers, refrigerators, dishwashers, ovens and more. There may be no better time to update your appliances than on Black Friday.

Home Improvement Items

Speaking of updating your home, stores like Home Depot and Lowes don’t want to miss out on any of the Black Friday buzz. These retailers have deals storewide on things like tools, home improvement accessories, kitchen and bathroom equipment and more, just to name a few.

Furniture

There seems to be a trend here when it comes to Black Friday savings. A lot of the items that you can save the most on happen to be things for the home that the whole family will use. Furniture is also on the list. Bedroom sets, couches, kitchen tables and dining room sets will see major discounts. So be sure to do your research so you can jazz up your home for the rest of the holiday season.

Open a Personal Line of Credit With Colonial

While Black Friday is synonymous with discounts, many people find themselves taking longer than they hope to pay off the items they bought due to the high interest rates of most credit cards. You can avoid those high interest rates by opening a personal line of credit with Colonial. A personal line of credit is a type of loan that gives you a set amount of funds. This allows you to withdraw from those funds when you need them – only making payments on the money you use. A personal line of credit comes with a much better interest rate than traditional credit cards, which can save you money in the long run.

You can apply online in five simple steps. To find out more information about a personal line of credit, give us a call today at 817.390.2000, or visit GoColonial.com to browse all that Colonial has to offer.

 

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