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Adjusting Your Investments for Retirement

The end goal of every hard-working American is a long, fruitful and well-earned retirement. If you are still in the early stages of putting together your retirement portfolio or bearing down on the golden age, there’s still ...

Is Pet Insurance for You?

Adopting an animal is a major investment. Besides the initial fees incurred from the breeder, pet store or animal shelter, you have to financially take care of them by providing toys, food and various other expenses. Pets have ...

Pros and Cons of Having an Emergency Fund

Having an emergency fund may seem on the surface to be a common-sense proposition. Money set aside specifically for the purposes of having it in the event of an emergency acts can be a valuable buffer between yourself and financial ...

How to Celebrate Mother’s Day on a Budget

In an ideal world, you would have unlimited funds to spend on celebrating Mother’s Day; however, most of us operate on a tight budget. Even though your funds might be limited, the love, fun and joy of Mother’s Day doesn’t ...

What to Know About Student Loan Forgiveness

Student loans can prove to be a heavy burden once a student enters the workforce. Forbes contributor Zack Friedman points out that student debt ranks higher than even credit card debt. Luckily for some former students, forgiveness ...

5 Books Every Small Business Owner Should Read

As you dive into a new business venture, soaking up information from experts can be a huge help. There are hundreds of thousands of business books on the market, many of which will try to sell you their own methods for running ...

The Pros and Cons of Multiple Savings Accounts

While having a single savings account can provide a solid foundation for building wealth, it’s not always the best strategy when it comes to growing your cash. Depending on your spending and saving habits, having multiple accounts ...

Does the 4 Percent Rule Still Work?

If you’re well along the road to retirement, you’ve probably heard about the 4 percent rule in some capacity. This guideline for making withdrawals in retirement has been confirmed through extensive study and practice over ...

Apps That Build Your Savings

Saving money can be a tough task, and to increase your savings effectively you must be focused, determined and willing to make some spending sacrifices. However, saving money in today’s digital age is easier than ever. The growing ...

DIY Mother’s Day Gift Ideas

Mother’s Day is on May 12 this year — just around the corner! Don’t let the holiday pass without expressing your appreciation to the mother figures in your life. Consider creating a do-it-yourself gift that is sure to put ...