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From crowdsourcing to credit cards, there are myriad options to sift through when trying to finance your business. Getting a loan from your local financial institution is still a top choice for small business owners for a variety of reasons.

Your Financial Institution Is Still Your Best Bet

From crowdsourcing to credit cards, there are myriad options to sift through when trying to finance your business. But as the saying goes, “if it ain’t broke don’t fix it” — and that holds true with business lending. ...
Online banking is convenient, efficient and simplifies your finance management immensely. The good news is that you can protect yourself, and your assets. To reduce your odds of being hacked, follow these steps.

Online Banking: How to Avoid Being Hacked

Online banking is convenient, efficient and simplifies your finance management immensely. No more statements and papers — everything is on your computer or mobile device, right at your fingertips. However, that comes with a ...
When you start a business, you need to choose an accounting method for bookkeeping and for reporting your income and expenses to the IRS on your tax return. Two of the most popular ways to do this are the cash method and the accrual method.

What is Accrual Accounting?

When you start a business, you need to choose an accounting method for bookkeeping and for reporting your income and expenses to the IRS on your tax return. Two of the most popular ways to do this are the cash method and the accrual ...
You’ve seen Social Security pop up on all your paychecks and in many financial guides and news articles over the years, but despite how familiar it may seem, very few people actually know its true history and projected future. Below is some information that can help you separate fact from fiction.

Social Security Facts vs. Fiction

You’ve seen Social Security pop up on all your paychecks and in many financial guides and news articles over the years, but despite how familiar it may seem, very few people actually know its true history and projected future. ...

How to Save Money on Your Grocery Bill

Weekly, daily and last-minute trips to the grocery store add up quickly, blowing your food budget out of the water even before you’ve crossed everything off your list. Between fluctuating food prices and your family’s ever-changing ...
One of the biggest challenges homebuyers face is the ability to save enough money for a down payment. Rent prices continue to rise, which adds to the difficulty of trying to save.

All About the HomeReady® Mortgage Program

One of the biggest challenges homebuyers face is the ability to save enough money for a down payment. Rent prices continue to rise, which adds to the difficulty of trying to save. What many people struggling to save for a down ...
Whether your business is just starting or has been running strong for years, there is one thing you should do right away if you haven’t already: separate your personal and business financials. It can be tempting to keep your money all in one place, but in reality it can open you up to trouble. The following suggestions will help you keep everything straight.

Keeping Business and Personal Finances Separate

Whether your business is just starting or has been running strong for years, there is one thing you should do right away if you haven’t already: separate your personal and business financials. It can be tempting to keep your ...
Car ownership involves purchasing auto insurance. But what circumstances does it protect you against? What does car insurance not cover? Discover the ins and outs of car insurance to make sure you have the coverage you need.  

What Does Your Car Insurance Really Cover?

Car ownership involves purchasing auto insurance. But what circumstances does it protect you against? What does car insurance not cover? Discover the ins and outs of car insurance to make sure you have the coverage you need. Collision ...
Lenders look at many different factors when considering whether to approve a small-business loan application and, if approved, the amount to give. Some of these are concrete numbers, like your credit score, and others are more ambiguous, such as your character.

What Lenders Look for in a Small Business

Lenders look at many different factors when considering whether to approve a small-business loan application and, if approved, the amount to give. Some of these are concrete numbers, like your credit score, and others are more ...
Each year, Americans lose an estimated $50 billion in financial fraud schemes. The most likely to be victimized are well-educated, financial-savvy males, age 55 and older. That’s why it’s important to be able to detect financial fraud.

Spotting Financial Fraud

Each year, Americans lose an estimated $50 billion in financial fraud schemes. The most likely to be victimized are well-educated, financial-savvy males, age 55 and older. That’s why it’s important to be able to detect financial ...